Teachers Federal Credit Union Mortgages

Whatever your mortgage needs are, we’re here to make it easy. With a variety of products and helpful resources, we offer streamlined and personal options for every financial need.

Loans Available:

$500 Off Closing Costs on a Teachers Mortgage

Join our Home Buyers Virtual Workshop and receive $500 off closing costs on a Teachers mortgage just for attending.* Our monthly Home Buyers Workshop will provide you with the tools to help you achieve your homebuying dreams.

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Agreement and Disclosures

Membership required, $1.00 minimum regular savings account is required at or prior to account opening.

Primary Residence and Second Home products are available, subject to specific terms in the following states: NY, AR, CA, CO, FL, GA, MA, MD, NC, NJ, OR, PA, SC, TN, WA. Investment properties in the aforementioned states available only as a first mortgage.

* Member cannot receive cash back from this offer and will be credited as a reduction off of closing costs. $500 off closing costs is a limited time offer and subject to change at any time. Promotional offer cannot be used toward down payment or with any other discounts and is not available for home equity or home equity lines of credit. Underwriting guidelines apply. Rates and terms subject to change without notice. Other rates and terms available. This coupon is non-transferable. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. Taxes, insurance and other costs may result in a higher monthly payment. For loans greater than 80% loan-to-value, private mortgage insurance is required. Maximum loan-to-value ratio is 100%. Valid for applications dated on or after January 1, 2026 through December 31, 2026, with a closing date on or before February 1, 2027. Membership is required at or before closing and requires a minimum $1 Regular Share savings account or Youth Savings account. Speak with a Mortgage Loan Officer for further details. Cannot be combined with any other offer. Only one (1) coupon per mortgage application is allowed. Teachers offers home mortgages in 50 states (including DC) except Iowa.