Strengthen your retirement savings with an IRA.

A Traditional IRA or Roth IRA from Teachers can help you build a strong financial foundation for the years ahead.1 Whether you are just getting started or strengthening your long-term strategy, our retirement savings solutions support you through every stage of life. Meet with a Teachers financial expert to discuss which option best fits your needs.

Retirement Savings Solutions

Roth IRA

Plan today for flexibility in your retirement with a Roth IRA. Choose from savings or certificate options with no required minimum distributions, giving you maximum control in your retirement.

  • After-tax contributions
  • Flexible access to contributions
  • Tax-free growth
  • Tax-free qualified withdrawals
  • No required minimum distributions
     
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Traditional IRA

Build a strong foundation for retirement with a Traditional IRA. Choose from savings or certificate options that help you grow your retirement savings over time.

  • Tax-deductible contributions
  • Available to earners at any income level
  • Tax-deferred growth
  • Taxes paid upon withdrawal
  • Required minimum distributions apply
     
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Boost your retirement savings with a limited-time 4.00% APY* 15-month IRA Certificate.2

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Disclosures

*APY = Annual Percentage Yield. APY is accurate as of 03/17/2026.

1Please consult your tax advisor regarding your specific eligibility, contribution limits, and potential tax deductibility. Individual circumstances vary, and IRS rules are subject to change.

2Minimum balance to earn APY is $1,000. Term: 15 months. Fees could reduce earnings on the account. A penalty will be imposed for early withdrawal in accordance with applicable law. All rates and terms are subject to change without notice.

Membership at Teachers is required by opening a Regular Savings account or Youth Savings account with a minimum opening deposit of $1.00.