
Teachers is Smart For All
Teachers Federal Credit Union is dedicated to providing the smartest guidance to build a strong financial foundation today for a better tomorrow. As a member-owned, not-for-profit organization, we prioritize delivering exceptional value and personalized service to every member.
Whether you're looking for personal banking or business accounts, Teachers Federal Credit Union offers tailored solutions designed to help you achieve your financial goals.
Join today by opening a Smart Checking account and earn 2.50% APY* — 13x the national average.†
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Why Choose Teachers?
Teachers Federal Credit Union prioritizes its members' financial well-being by offering better rates, lower fees, and outstanding service that directly benefit them. As a not-for-profit, member-owned credit union, we are invested in helping you build a smarter financial future.
- Member-Owned: We are a member-owned not-for-profit. That means our members come first — always.
- Lower Rates, Higher Yields: Enjoy competitive loan rates and higher returns on deposits, designed to maximize your financial growth.
- Lower Fees: Benefit from lower fees on many accounts and services to help you keep more of your hard-earned money.
- Smart Banking Features: Digital banking tools let you manage finances anytime, anywhere.
- Help When You Need It: Connect with our support team through online chat, phone, or in person at our branches.
KNOWLEDGEABLE STAFF
“All my experiences with your financial services representatives have been over the top, which is more than I have ever received at any other institution.” - Robert H.

Supporting Our Community
Our community is at the heart of what we do. One of our guiding principles at Teachers Federal Credit Union is to Build a Strong Community. We dedicate our time and resources to nonprofit organizations that support education, human services, economic development, and research. We prioritize charitable giving and partnerships with like-minded nonprofit organizations such as the American Cancer Society, Children’s Miracle Network Hospitals, Tunnel to Towers Foundation, and more.
We are proud to have made an impact through charitable giving, partnerships, and scholarships.
PERSONALIZED SERVICE
“I don’t think I could have received a better or smoother experience anywhere else.” - Jeff A.
Begin Your Financial Journey with Teachers
Becoming a member is easy — select the account that fits your financial needs.
CONFIDENCE IN BANKING
“The service is personable, friendly, and knowledgeable. I feel like a valued member. Every person in my branch is fantastic, and I love banking at Teachers.” - Eileen S.
Disclosures
*APY=Annual Percentage Yield.
†Based on a comparison of the average of interest checking account rates at Credit Unions and Banks, accurate as of July 8, 2025. Average rates may change quarterly.