Learn more about how great rates and low to no fees can make a difference in your life. Whether you're looking for a solution to everyday banking, buying a home, refinancing your car, or saving for retirement, we're here to help you thrive.

MORTGAGE PURCHASE

Effective Date: September 27, 2022

Credit Union Mortgage Rates

We offer 90% financing up to $1M with PMI and 80% financing from $1M - $3M. Loans are NOT locked in at application. A completed application is required prior to locking in.

Rate Lock-ins cannot be accepted by fax.
Rate Lock-ins are only available Monday thru Friday, 10am to 4pm. Your lock-in rate may be different from the rate posted here.

Fixed Rate Mortgage** Rate APR* Payment/ $1,000 How to Apply
10 Year (up to 97% financing) Rate6.50% APR*6.60% Payment/ $1000$6.00 Apply
15 Year (up to 97% financing) Rate6.50% APR*6.57% Payment/ $1000$8.71 Apply
20 Year (up to 97% financing) Rate6.75% APR*6.81% Payment/ $1000$7.60 Apply
30 Year (up to 97% financing) Rate6.875% APR*6.92% Payment/ $1000$6.57 Apply
Adjustable** Rate APR* Payment/ $1,000 How to Apply
5/6 Adjustable Rate5.50% APR*5.46% Payment/ $1000$5.68 Apply
7/6 Adjustable Rate5.625% APR*5.54% Payment/ $1000$5.76 Apply
10/6 Adjustable Rate5.75% APR*5.66% Payment/ $1000$5.84 Apply
Jumbo Mortgage Rate APR* Payment/ $1,000 How to Apply
15 Year Fixed** Rate6.50% APR*6.64% Payment/ $1000$8.71 Apply
20 Year Fixed** Rate6.75% APR*6.88% Payment/ $1000$7.60 Apply
30 Year Fixed** Rate6.875% APR*7.01% Payment/ $1000$6.57 Apply
5/6 Year Adjustable Rate5.50% APR*5.43% Payment/ $1000$5.68 Apply
7/6 Year Adjustable Rate5.625% APR*5.51% Payment/ $1000$5.76 Apply
10/6 Year Adjustable Rate5.75% APR*5.63% Payment/ $1000$5.84 Apply
High Balance*** Rate APR* Payment/$1000 How to Apply
15 Year Fixed Rate6.875% APR*7.02% Payment/ $1000$8.92 Apply
20 Year Fixed Rate7.50% APR*7.64% Payment/ $1000$8.06 Apply
30 Year Fixed Rate7.50% APR*7.64% Payment/ $1000$6.99 Apply
5/6 ARM Adjustable Rate5.50% APR*5.44% Payment/ $1000$5.68 Apply
7/6 ARM Adjustable Rate5.625% APR*5.51% Payment/ $1000$5.76 Apply
10/6 ARM Adjustable Rate5.75% APR*5.63% Payment/ $1000$5.84 Apply
Home Ready Mortgage** Rate APR* Payment/ $1,000 How to Apply
30 Year Fixed Rate7.125% APR*7.17% Payment/ $1000$6.74 Apply
No Closing Cost Mortgage Rate APR* Payment/ $1,000 How to Apply
20 Year Fixed Rate7.25% APR*7.30% Payment/ $1000$7.90 Apply
30 Year Fixed Rate7.375% APR*7.42% Payment/ $1000$6.91 Apply
5/6 Adjustable Rate6.00% APR*5.65% Payment/ $1000$6.00 Apply
7/6 Adjustable Rate6.125% APR*5.79% Payment/ $1000$6.08 Apply
10/6 Adjustable Rate6.25% APR*5.99% Payment/ $1000$4.42 Apply