Learn more about how great rates and low to no fees can make a difference in your life. Whether you're looking for a solution to everyday banking, buying a home, refinancing your car, or saving for retirement, we're here to help you thrive.

MORTGAGES REFINANCE

Effective Date: November 25, 2020

Credit Union Mortgage Rates

We offer 90% financing up to $1M with PMI and 80% financing from $1M - $3M. Loans are NOT locked in at application. A completed application is required prior to locking in.

Rate Lock-ins cannot be accepted by fax.
Rate Lock-ins are only available Monday thru Friday, 10am to 4pm. Your lock-in rate may be different from the rate posted here.

Fixed Rate Mortgage** Rate APR* Payment/$1,000
10 Year (up to 97% financing) 2.375% 2.50% $9.37 Apply
15 Year (up to 97% financing) 2.50% 2.59% $6.67 Apply
20 Year (up to 97% financing) 2.75% 2.82% $5.42 Apply
30 Year (up to 97% financing) 2.75% 2.84% $4.08 Apply
Adjustable** Rate APR* Payment/$1,000
5/1 Adjustable 2.50% 2.96% $3.95 Apply
7/1 Adjustable 2.625% 2.94% $4.02 Apply
10/1 Adjustable 2.75% 2.94% $4.08 Apply
Jumbo Mortgage Rate APR* Payment/$1,000
15 Year Fixed** 2.75% 2.78% $6.79 Apply
20 Year Fixed** 3.00% 3.02% $5.55 Apply
30 Year Fixed** 3.00% 3.02% $4.22 Apply
5/1 Year Adjustable 2.75% 3.01% $4.08 Apply
7/1 Year Adjustable 2.875% 3.03% $4.15 Apply
10/1 Year Adjustable 3.00% 3.07% $4.22 Apply
Home Ready Mortgage** Rate APR* Pay
30 Year Fixed 3.00% 3.09% $4.22 Apply
No Closing Cost Mortgage Rate APR* Payment/$1,000
20 Year Fixed 3.25% 3.31% $5.67 Apply
30 Year Fixed 3.25% 3.29% $4.35 Apply
5/1 Adjustable 3.00% 4.22% $4.22 Apply
7/1 Adjustable 3.125% 3.17% $4.28 Apply
10/1 Adjustable 3.25% 3.25% $4.35 Apply