Learn more about how great rates and low to no fees can make a difference in your life. Whether you're looking for a solution to everyday banking, buying a home, refinancing your car, or saving for retirement, we're here to help you thrive.
MORTGAGE PURCHASE
Effective Date: February 2, 2023
Credit Union Mortgage Rates
We offer 90% financing up to $1M with PMI and 80% financing from $1M - $3M. Loans are NOT locked in at application. A completed application is required prior to locking in.
Rate Lock-ins cannot be accepted by fax.
Rate Lock-ins are only available Monday thru Friday, 10am to 4pm. Your lock-in rate may be different from the rate posted here.
Fixed Rate Mortgage** | Rate | APR* | Payment/ $1,000 | How to Apply |
---|---|---|---|---|
10 Year (up to 97% financing) | Rate5.00% | APR*5.18% | Payment/ $1000$6.00 | Apply |
15 Year (up to 97% financing) | Rate5.00% | APR*5.13% | Payment/ $1000$7.91 | Apply |
20 Year (up to 97% financing) | Rate5.25% | APR*5.35% | Payment/ $1000$6.74 | Apply |
30 Year (up to 97% financing) | Rate5.625% | APR*5.70% | Payment/ $1000$5.76 | Apply |
Adjustable** | Rate | APR* | Payment/ $1,000 | How to Apply |
---|---|---|---|---|
5/6 Adjustable | Rate5.25% | APR*6.53% | Payment/ $1000$5.52 | Apply |
7/6 Adjustable | Rate5.25% | APR*6.30% | Payment/ $1000$5.52 | Apply |
10/6 Adjustable | Rate5.50% | APR*6.18% | Payment/ $1000$5.68 | Apply |
Jumbo Mortgage | Rate | APR* | Payment/ $1,000 | How to Apply |
---|---|---|---|---|
15 Year Fixed** | Rate5.50% | APR*5.77% | Payment/ $1000$8.17 | Apply |
20 Year Fixed** | Rate5.50% | APR*5.64% | Payment/ $1000$6.88 | Apply |
30 Year Fixed** | Rate5.625% | APR*5.64% | Payment/ $1000$5.76 | Apply |
5/6 Year Adjustable | Rate5.25% | APR*6.47% | Payment/ $1000$5.52 | Apply |
7/6 Year Adjustable | Rate5.25% | APR*6.24% | Payment/ $1000$5.52 | Apply |
10/6 Year Adjustable | Rate5.50% | APR*6.11% | Payment/ $1000$5.68 | Apply |
High Balance*** | Rate | APR* | Payment/$1000 | How to Apply |
---|---|---|---|---|
15 Year Fixed | Rate5.50% | APR*5.67% | Payment/ $1000$8.17 | Apply |
20 Year Fixed | Rate6.25% | APR*6.41% | Payment/ $1000$7.31 | Apply |
30 Year Fixed | Rate6.25% | APR*6.40% | Payment/ $1000$6.16 | Apply |
5/6 ARM Adjustable | Rate5.25% | APR*6.48% | Payment/ $1000$5.52 | Apply |
7/6 ARM Adjustable | Rate5.25% | APR*6.25% | Payment/ $1000$5.52 | Apply |
10/6 ARM Adjustable | Rate5.50% | APR*6.13% | Payment/ $1000$5.68 | Apply |
Home Ready Mortgage** | Rate | APR* | Payment/ $1,000 | How to Apply |
---|---|---|---|---|
30 Year Fixed | Rate5.875% | APR*5.95% | Payment/ $1000$5.92 | Apply |
No Closing Cost Mortgage | Rate | APR* | Payment/ $1,000 | How to Apply |
---|---|---|---|---|
20 Year Fixed | Rate5.75% | APR*5.80% | Payment/ $1000$7.02 | Apply |
30 Year Fixed | Rate6.125% | APR*6.16% | Payment/ $1000$6.08 | Apply |
5/6 Adjustable | Rate5.75% | APR*6.69% | Payment/ $1000$5.84 | Apply |
7/6 Adjustable | Rate5.75% | APR*6.51% | Payment/ $1000$5.84 | Apply |
10/6 Adjustable | Rate6.00% | APR*6.46% | Payment/ $1000$4.42 | Apply |