Learn more about how great rates and low to no fees can make a difference in your life. Whether you're looking for a solution to everyday banking, buying a home, refinancing your car, or saving for retirement, we're here to help you thrive.

MORTGAGE PURCHASE

Effective Date: May 27, 2022

Credit Union Mortgage Rates

We offer 90% financing up to $1M with PMI and 80% financing from $1M - $3M. Loans are NOT locked in at application. A completed application is required prior to locking in.

Rate Lock-ins cannot be accepted by fax.
Rate Lock-ins are only available Monday thru Friday, 10am to 4pm. Your lock-in rate may be different from the rate posted here.

Fixed Rate Mortgage** Rate APR* Payment/ $1,000 How to Apply
10 Year (up to 97% financing) Rate4.25% APR*4.34% Payment/ $1000$10.24 Apply
15 Year (up to 97% financing) Rate4.25% APR*4.31% Payment/ $1000$7.52 Apply
20 Year (up to 97% financing) Rate4.75% APR*4.80% Payment/ $1000$6.46 Apply
30 Year (up to 97% financing) Rate5.00% APR*5.01% Payment/ $1000$5.37 Apply
Adjustable** Rate APR* Payment/ $1,000 How to Apply
5/6 Adjustable Rate3.875% APR*3.75% Payment/ $1000$4.70 Apply
7/6 Adjustable Rate4.00% APR*3.84% Payment/ $1000$4.77 Apply
10/6 Adjustable Rate4.125% APR*3.97% Payment/ $1000$4.85 Apply
Jumbo Mortgage Rate APR* Payment/ $1,000 How to Apply
15 Year Fixed** Rate4.625% APR*4.76% Payment/ $1000$7.71 Apply
20 Year Fixed** Rate4.875% APR*5.01% Payment/ $1000$6.53 Apply
30 Year Fixed** Rate5.00% APR*5.13% Payment/ $1000$5.37 Apply
5/6 Year Adjustable Rate3.875% APR*3.72% Payment/ $1000$4.70 Apply
7/6 Year Adjustable Rate4.00% APR*3.81% Payment/ $1000$4.77 Apply
10/6 Year Adjustable Rate4.125% APR*3.94% Payment/ $1000$4.85 Apply
High Balance*** Rate APR* Payment/$1000 How to Apply
15 Year Fixed Rate5.25% APR*5.40% Payment/ $1000$8.04 Apply
20 Year Fixed Rate5.75% APR*5.89% Payment/ $1000$7.02 Apply
30 Year Fixed Rate5.75% APR*5.89% Payment/ $1000$5.84 Apply
5/6 ARM Adjustable Rate3.875% APR*3.73% Payment/ $1000$4.70 Apply
7/6 ARM Adjustable Rate4.00% APR*3.81% Payment/ $1000$4.77 Apply
10/6 ARM Adjustable Rate4.125% APR*3.95% Payment/ $1000$4.85 Apply
Home Ready Mortgage** Rate APR* Payment/ $1,000 How to Apply
30 Year Fixed Rate5.25% APR*5.29% Payment/ $1000$5.52 Apply
No Closing Cost Mortgage Rate APR* Payment/ $1,000 How to Apply
20 Year Fixed Rate5.25% APR*5.30% Payment/ $1000$6.74 Apply
30 Year Fixed Rate5.50% APR*5.54% Payment/ $1000$5.68 Apply
5/6 Adjustable Rate4.375% APR*3.93% Payment/ $1000$4.99 Apply
7/6 Adjustable Rate4.50% APR*4.08% Payment/ $1000$5.07 Apply
10/6 Adjustable Rate4.625% APR*4.29% Payment/ $1000$4.42 Apply