Learn more about how great rates and low to no fees can make a difference in your life. Whether you're looking for a solution to everyday banking, buying a home, refinancing your car, or saving for retirement, we're here to help you thrive.


Effective Date: October 15, 2021

Credit Union Mortgage Rates

We offer 90% financing up to $1M with PMI and 80% financing from $1M - $3M. Loans are NOT locked in at application. A completed application is required prior to locking in.

Rate Lock-ins cannot be accepted by fax.
Rate Lock-ins are only available Monday thru Friday, 10am to 4pm. Your lock-in rate may be different from the rate posted here.

Fixed Rate Mortgage** Rate APR* Payment/ $1,000
10 Year (up to 97% financing) Rate2.25% APR*2.38% Payment/ $1000$9.31 Apply
15 Year (up to 97% financing) Rate2.25% APR*2.46% Payment/ $1000$6.55 Apply
20 Year (up to 97% financing) Rate2.75% APR*2.82% Payment/ $1000$5.42 Apply
30 Year (up to 97% financing) Rate3.00% APR*3.05% Payment/ $1000$4.22 Apply
Adjustable** Rate APR* Payment/ $1,000
5/6 Adjustable Rate2.375% APR*2.92% Payment/ $1000$3.89 Apply
7/6 Adjustable Rate2.50% APR*2.89% Payment/ $1000$3.95 Apply
10/6 Adjustable Rate2.75% APR*2.95% Payment/ $1000$4.08 Apply
Jumbo Mortgage Rate APR* Payment/ $1,000
15 Year Fixed** Rate2.625% APR*2.65% Payment/ $1000$6.73 Apply
20 Year Fixed** Rate3.00% APR*3.02% Payment/ $1000$5.55 Apply
30 Year Fixed** Rate3.125% APR*3.14% Payment/ $1000$4.28 Apply
5/6 Year Adjustable Rate2.50% APR*2.92% Payment/ $1000$3.95 Apply
7/6 Year Adjustable Rate2.75% APR*2.97% Payment/ $1000$4.08 Apply
10/6 Year Adjustable Rate2.875% APR*2.99% Payment/ $1000$4.15 Apply
High Balance*** Rate APR* Payment/$1000
15 Year Fixed Rate2.625% APR*2.65% Payment/ $1000$6.73 Apply
20 Year Fixed Rate3.125% APR*3.14% Payment/ $1000$5.61 Apply
30 Year Fixed Rate3.125% APR*3.14% Payment/ $1000$4.28 Apply
5/6 ARM Adjustable Rate2.375% APR*2.88% Payment/ $1000$3.89 Apply
7/6 ARM Adjustable Rate2.50% APR*2.86% Payment/ $1000$3.95 Apply
10/6 ARM Adjustable Rate2.75% APR*2.84% Payment/ $1000$4.08 Apply
Home Ready Mortgage** Rate APR* Payment/ $1,000
30 Year Fixed Rate3.25% APR*3.30% Payment/ $1000$4.35 Apply
No Closing Cost Mortgage Rate APR* Payment/ $1,000
20 Year Fixed Rate3.25% APR*3.31% Payment/ $1000$5.67 Apply
30 Year Fixed Rate3.50% APR*3.55% Payment/ $1000$4.49 Apply
5/6 Adjustable Rate2.875% APR*3.08% Payment/ $1000$4.15 Apply
7/6 Adjustable Rate3.00% APR*3.17% Payment/ $1000$4.22 Apply
10/6 Adjustable Rate3.25% APR*3.25% Payment/ $1000$4.35 Apply