Learn more about how great rates and low to no fees can make a difference in your life. Whether you're looking for a solution to everyday banking, buying a home, refinancing your car, or saving for retirement, we're here to help you thrive.

MORTGAGE PURCHASE

Effective Date: February 2, 2023

Credit Union Mortgage Rates

We offer 90% financing up to $1M with PMI and 80% financing from $1M - $3M. Loans are NOT locked in at application. A completed application is required prior to locking in.

Rate Lock-ins cannot be accepted by fax.
Rate Lock-ins are only available Monday thru Friday, 10am to 4pm. Your lock-in rate may be different from the rate posted here.

Fixed Rate Mortgage** Rate APR* Payment/ $1,000 How to Apply
10 Year (up to 97% financing) Rate5.00% APR*5.18% Payment/ $1000$6.00 Apply
15 Year (up to 97% financing) Rate5.00% APR*5.13% Payment/ $1000$7.91 Apply
20 Year (up to 97% financing) Rate5.25% APR*5.35% Payment/ $1000$6.74 Apply
30 Year (up to 97% financing) Rate5.625% APR*5.70% Payment/ $1000$5.76 Apply
Adjustable** Rate APR* Payment/ $1,000 How to Apply
5/6 Adjustable Rate5.25% APR*6.53% Payment/ $1000$5.52 Apply
7/6 Adjustable Rate5.25% APR*6.30% Payment/ $1000$5.52 Apply
10/6 Adjustable Rate5.50% APR*6.18% Payment/ $1000$5.68 Apply
Jumbo Mortgage Rate APR* Payment/ $1,000 How to Apply
15 Year Fixed** Rate5.50% APR*5.77% Payment/ $1000$8.17 Apply
20 Year Fixed** Rate5.50% APR*5.64% Payment/ $1000$6.88 Apply
30 Year Fixed** Rate5.625% APR*5.64% Payment/ $1000$5.76 Apply
5/6 Year Adjustable Rate5.25% APR*6.47% Payment/ $1000$5.52 Apply
7/6 Year Adjustable Rate5.25% APR*6.24% Payment/ $1000$5.52 Apply
10/6 Year Adjustable Rate5.50% APR*6.11% Payment/ $1000$5.68 Apply
High Balance*** Rate APR* Payment/$1000 How to Apply
15 Year Fixed Rate5.50% APR*5.67% Payment/ $1000$8.17 Apply
20 Year Fixed Rate6.25% APR*6.41% Payment/ $1000$7.31 Apply
30 Year Fixed Rate6.25% APR*6.40% Payment/ $1000$6.16 Apply
5/6 ARM Adjustable Rate5.25% APR*6.48% Payment/ $1000$5.52 Apply
7/6 ARM Adjustable Rate5.25% APR*6.25% Payment/ $1000$5.52 Apply
10/6 ARM Adjustable Rate5.50% APR*6.13% Payment/ $1000$5.68 Apply
Home Ready Mortgage** Rate APR* Payment/ $1,000 How to Apply
30 Year Fixed Rate5.875% APR*5.95% Payment/ $1000$5.92 Apply
No Closing Cost Mortgage Rate APR* Payment/ $1,000 How to Apply
20 Year Fixed Rate5.75% APR*5.80% Payment/ $1000$7.02 Apply
30 Year Fixed Rate6.125% APR*6.16% Payment/ $1000$6.08 Apply
5/6 Adjustable Rate5.75% APR*6.69% Payment/ $1000$5.84 Apply
7/6 Adjustable Rate5.75% APR*6.51% Payment/ $1000$5.84 Apply
10/6 Adjustable Rate6.00% APR*6.46% Payment/ $1000$4.42 Apply