Teachers Home Ready Mortgage

Fixed Rate

  • Maximum loan amount: $766,550
    • Purchase and Refinance

Property Eligibility

  • One (1) unit principal residence, including eligible condos.
  • 2-4 unit principal residence (no condos).

Term

  • 30 years - Fixed


* Borrowers household income and property must meet all Fannie Mae (FNMA) criteria.
* Prior to Closing, member must complete a Home Buyer Education Class and receive a certificate.

Rate Lock-Ins and Rate Buy-Downs Available

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ALL RATES AND TERMS ARE SUBJECT TO CHANGE WITHOUT NOTICE.

 

Membership required, $1.00 minimum regular savings account is required at or prior to account opening.

Primary Residence and Second Home products are available, subject to specific terms in the following states: NY, AR, CA, CO, FL, GA, MA, MD, NC, NJ, OR, PA, SC, TN, WA. Investment properties in the aforementioned states available only as a first mortgage.