Shop anywhere, earn everywhere.
Get more of what matters when you open a Teachers Visa Cash Back Credit Card—freedom to do what you want with cash back rewards, competitive rates, and unparalleled security. Earn 1.50% cash back1 on every purchase, with unlimited cash rewards that can be redeemed for gift cards, statement credit, or deposited into your Teachers account. Apply now, and start earning from your very first purchase.
Visa Cash Back Credit Card Benefits
Earn More
Cash back redeemable as a direct deposit, statement credit, or gift card
Save More
No annual fee
Tap to Pay
Secure, easy, contactless payments every time you shop
How to Apply for a Visa Cash Back Credit Card
Prepare
Have your driver's license or government-issued ID and your Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN) ready. If opening a joint account, ensure you have your co-applicant’s information on hand.i
Apply
Complete the application with your contact information, employment status, and income.
Validate
Teachers will review your credit score and credit history to determine your APR* and credit approval. Submit any final documentation and securely sign your card agreement electronically.
Activate
Once approved, you will receive your new credit card in the mail within 7–10 business days. Follow the instructions to activate your card online or by phone. Enroll in Online Banking to personalize your account preferences.
Smart Tools for Better Banking
Enjoy secure 24/7 access to your account with Teachers Online and Mobile Banking.
- Monitor transactions, access statements, manage payments, redeem cash back, or set travel plans
- Make contactless payments when you add your credit card to a Digital Wallet for fast, secure purchases with your smartphone or smartwatch
- Connect with our support team through online chat
More From Teachers
Visa Platinum Credit Card
Earn unlimited points that never expire for every dollar you spend with the Visa Platinum Credit Card.
Personal Loans
Quickly access the right loan that fits your needs, whether for consolidating debt, covering an unexpected expense, or funding your next big step.
Disclaimers
Disclosures
*APR = Annual Percentage Rate.
1Earn 1.50% cash back on all purchases. Cash earned can be redeemed at any time and will not expire. The Credit Union reserves the right to modify, amend, or discontinue the promotion at any time without notice.
All rates and terms are subject to change without notice. Subject to creditworthiness. Not all applicants will qualify.
To report a lost or stolen credit card, call 1-855-462-5880.
For all other questions about your credit card, contact the Teachers Cardholder Assistance Center at 1-855-462-5880 or 1-301-945-3582.
Balance transfer requests can be submitted via Teachers Online or Mobile Banking App or with a Member Service Representative by calling 1-855-462-5880.
Cash advance limits on all Teachers cards are limited to 20% of the Credit line.
Membership at Teachers is required by opening a Regular Savings account or Youth Savings account with a minimum opening deposit of $1.00.