Low Rate Visa Credit Card
Visa Low Rate Card
The Teachers Visa Low Rate Option is ideal for people who carry a balance and prefer a "no frills" card. This card will allow you to save with a lower rate and no annual fee.
All applicants must provide proof of regular monthly income (i.e. current paystub) to verify their repayment ability. Applicants 18-21 years old without verifiable repayment ability will require a parent or legal guardian to sign as co-applicant. The parent or legal guardian will be responsible for repayment of the card balance.
Credit Card Disclosure
Credit Card Lending Agreement
Visa credit card programs let you choose the card that's right for you. All Teachers Visa Cards offer:
- No annual fee
- Low rates
- 25-day grace period on purchases
- Easy monthly payments
- Download the free CardValet app from the Apple® App Store or Google® Play Store to actively manage your Teachers credit card
Questions? View your account information in Online Banking or call our Visa Customer Service Center toll free at 1-855-462-5880 or 1-301-945-3582.
Send Billing Inquiries and Correspondence to:
Card Services, P.O. Box 183258, Columbus, OH 43218-3258.
Mail Payments to:
P.O. Box 2711, Omaha, NE 68103-2711.
All rates and terms are subject to change without notice.
**Cash Limits on all Teachers cards are limited to 20% of the Credit line. To find out your available cash limit you can call Customer Service at 1-855-462-5880 or 1-301-945-3582.