Low Rate Visa Credit Card

Visa Low Rate Card

The Teachers Visa Low Rate Option is ideal for people who carry a balance and prefer a "no frills" card. This card will allow you to save with a lower rate and no annual fee.

All applicants must provide proof of regular monthly income (i.e. current paystub) to verify their repayment ability. Applicants 18-21 years old without verifiable repayment ability will require a parent or legal guardian to sign as co-applicant. The parent or legal guardian will be responsible for repayment of the card balance.

Credit Card Disclosure

Credit Card Lending Agreement

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Visa Credit Card Features

Visa Credit Card programs let you choose the card that's right for you. All Teachers Visa Credit Cards offer:

  • No annual fee
  • Low rates
  • 25-day grace period on purchases
  • Easy monthly payments
  • Download the free CardValet app from the Apple® App Store or Google® Play Store to actively manage your Teachers credit card

Questions? View your account information in Online Banking or call our Visa Credit Card Customer Service Center toll free at 1-855-462-5880 or 1-301-945-3582.

Send Billing Inquiries and Correspondence to:
Card Services, P.O. Box 183258, Columbus, OH 43218-3258.

Mail Payments to:
P.O. Box 2711, Omaha, NE 68103-2711.

All rates and terms are subject to change without notice.

**Cash Limits on all Teachers cards are limited to 20% of the Credit line. To find out your available cash limit you can call Customer Service at 1-855-462-5880 or 1-301-945-3582.

Featured Rates

Credit CardAPR*
Cash Back12.36%
Low Rate9.36%
See All

TERMS: Rates shown assume maximum Educated Choice discount.

*APR = Annual Percentage Rate. All rates are subject to change without notice.

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