Build credit while you build your future.
The Teachers Visa Student Credit Card is designed to help you build a strong financial foundation. With no annual fee, an easy-to-manage balance, and competitive rates, you can build your credit score while developing smart budgeting habits.
Teachers Visa Student Credit Card Benefits
Build Credit
Easy-to-manage credit limits help you spend responsibly
Save More
No annual fee
Tap to Pay
Secure, easy, contactless payments every time you shop
How to Apply for a Visa Student Credit Card
Prepare
Have your driver's license or government-issued ID and your Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN) ready. You will also need a copy of your Student ID and school schedule.learn more
Apply
Complete the application with your contact information, employment status, and income.
Validate
Teachers will review your credit score and credit history to determine your APR* and credit approval. Submit any final documentation and securely sign your card agreement electronically.
Activate
Once approved, you will receive your new credit card in the mail within 7–10 business days. Follow the instructions to activate your card online or by phone. Enroll in Online Banking to personalize your account preferences.
Smart Tools for Better Banking
Enjoy secure 24/7 access to your account with Teachers Online and Mobile Banking.
- Monitor transactions, access statements, manage payments, or set travel plans
- Make contactless payments when you add your credit card to a Digital Wallet for fast, secure purchases with your smartphone or smartwatch
- Connect with our support team through online chat
More From Teachers
Visa Secured Credit Card
Build credit and accomplish your goals by making on-time payments with the Visa Secured Credit Card.
Smart Checking
Earn 2.50% APY** with a Teachers high-yield checking account. Choose one of three easy ways to qualify.
Disclosures
*APR = Annual Percentage Rate.
**APY = Annual Percentage Yield.
All rates and terms are subject to change without notice. Subject to creditworthiness. Not all applicants will qualify. APR will be 13.00% to 18.00%. The standard APR is based on your creditworthiness and adjusts with the current U.S. Prime Rate.
To report a lost or stolen credit card, call 1-855-462-5880.
For all other questions about your credit card, contact the Teachers Cardholder Assistance Center at 1-855-462-5880 or 1-301-945-3582.
Balance transfer requests can be submitted via Teachers Online or Mobile Banking App or with a Member Service Representative by calling 1-855-462-5880.
Membership at Teachers is required by opening a Regular Savings account or Youth Savings account with a minimum opening deposit of $1.00.