A stronger financial future starts here.
The Teachers Visa Secured Credit Card is a solid first step to building better credit. Your credit card is secured with funds you deposit into your Teachers Regular Savings account. By making consistent, on-time monthly payments, you can work toward achieving your financial goals. Whatever you want to accomplish, it starts here.
Visa Secured Credit Card Benefits
Build Credit
Easy-to-manage credit limits help you spend responsibly
Save More
No annual fee
Tap to Pay
Secure, easy, contactless payments every time you shop
How to Apply for a Visa Secured Credit Card
Prepare
Have your driver's license or government-issued ID and your Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN) ready. If opening a joint account, ensure you have your co-applicant’s information on hand.i
Apply
Complete the application with your contact information, employment status, and income.
Validate
Teachers will review your credit history to determine your credit approval. Submit any final documentation and securely sign your card agreement electronically.
Activate
Once approved, you will receive your new credit card in the mail within 7–10 business days. Follow the instructions to activate your card online or by phone. Enroll in Online Banking to personalize your account preferences.
Smart Tools for Better Banking
Enjoy secure 24/7 access to your account with Teachers Online and Mobile Banking.
- Monitor transactions, access statements, manage payments, or set travel plans
- Make contactless payments when you add your credit card to a Digital Wallet for fast, secure purchases with your smartphone or smartwatch
- Connect with our support team through online chat
More From Teachers
Smart Checking
Earn 2.50% APY** with a Teachers high-yield checking account. Choose one of three easy ways to qualify.
Secured Loans
Build or improve your credit score using collateral you have on hand with a Secured Loan from Teachers.
Disclosures
*APR = Annual Percentage Rate.
**APY = Annual Percentage Yield.
1Funds in Money Market, Holiday Club, Vacation Club, Custodial, Guardianship, Estate or Living Trust, and IRA accounts may not be used as collateral for a Visa Secured Credit Card.
APR is fixed and will be 18.00%. All rates and terms are subject to change without notice. Subject to creditworthiness. Not all applicants will qualify.
To report a lost or stolen credit card, call 1-855-462-5880.
For all other questions about your credit card, contact the Teachers Cardholder Assistance Center at 1-855-462-5880 or 1-301-945-3582.
Balance transfer requests can be submitted via Teachers Online or Mobile Banking App or with a Member Service Representative by calling 1-855-462-5880.
Cash advance limits on all Teachers cards are limited to 20% of the Credit line.
Membership at Teachers is required by opening a Regular Savings account or Youth Savings account with a minimum opening deposit of $1.00.