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Teachers offers auto loans with competitive rates, flexible options, and personalized service backed by 70+ years of experience. Discover our purchase and refinancing options to see how you can drive toward the financial goals that matter.

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Whether you're looking to buy a new or used car, we’re here to make the smart choice easy. Teachers auto loan rates start as low as 5.04% APR.*

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Refinance your auto loan with rates as low as 5.24% APR.* Teachers has the right solution for you, whether you are looking to reduce your monthly payment, lower your interest rate, or pay off your loan faster.1

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Teachers offers Certificates with competitive interest rates and flexible terms to help maximize your savings. With terms ranging from 3 to 60 months, you can earn a higher interest rate and achieve your savings goals.

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Earn 14x the national average† with Smart Checking and make your money count.

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Why Choose Teachers?

Teachers prioritizes its members' financial well-being by offering better rates, lower fees, and outstanding service that directly benefit our members.

  • Better Rates: Enjoy competitive loan rates and higher returns on savings, designed to maximize your financial goals.
  • Fewer Fees: Keep more of your hard-earned money.
  • Personalized Service: Receive tailored advice and solutions that align with your unique financial needs.
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Ready to get started? Meet with a Teachers financial expert.

Disclosures

*APR=Annual Percentage Rate

1Subject to creditworthiness and membership eligibility. Rates may change at any time without notice.

†Based on comparison of average interest checking account rates at Credit Unions and Banks, accurate as of January 15, 2026. Average rates may change quarterly.