Refinancing is easy with our streamlined process and personalized support.

If your current auto loan rate is higher than today's market rates, now may be a great time to refinance. With competitive rates from Teachers Federal Credit Union, you could reduce your monthly payment and save on interest over over the life of your loan.

Compare your current auto loan with today’s rates and discover the potential savings through refinancing.

Teachers Auto Loan Refinancing Benefits

Industry-Leading Rates

Refinance with rates as low as 5.24% APR.*

Financial Flexibility

Lower your monthly payment while saving over the life of your loan.

70+ Years of Trusted Experience

Supporting our members in making strong financial decisions.

We Are with You from Application to Payoff

Your loan stays with Teachers — no handoffs, no surprises.

With Teachers Auto Loan Refinancing, you can:

  • Benefit from rates as low as 5.24% APR when refinancing a new or used vehicle for a minimum of 24 months.
  • Take advantage of our quick and easy application process online, or for personalized attention, schedule an appointment with one of our financial experts.
  • Pay off your loan ahead of time or put extra toward your principal balance anytime with no prepayment penalties.

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Why Choose Teachers?

Teachers Federal Credit Union prioritizes its members' financial well-being by offering better rates, lower fees, and outstanding service.

  • Member-Owned: We are a member-owned not-for-profit. That means our members come first — always.
  • Lower Rates, Higher Yields: Enjoy competitive loan rates and higher returns on deposits, designed to maximize your financial growth.
  • Lower Fees: Benefit from lower fees on many accounts and services to help you keep more of your hard-earned money.
  • Help When You Need It: Connect with our support team through online chat, phone, or in person at our branches.
     
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Ready to get started? Meet with a Teachers Financial Expert.

Disclosures

*APR = Annual Percentage Rate.

APR as low as 5.24% is available on qualifying auto refinance loans. Actual APR depends on creditworthiness, vehicle information, loan amount, and other underwriting criteria. Rates and terms are subject to change without notice. Membership required by opening a minimum $1 Regular Share Savings or Youth Savings account prior to loan closing.