Open a new Teachers checking account with direct deposit and earn up to a $600 cash bonus.1 Now that's Smart.

Earn $100 per month for up to 6 months by completing the following requirements:

Smart Checking

Open a new Teachers checking account

personal loan

Receive at least $1,000 in monthly direct deposits

online banking

Enroll in Online Banking and eStatements

Visit our Tampa Westshore Branch, give us a call, or fill out the contact form below, and one of our financial experts will contact you.

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OFFER DETAILS & DISCLOSURES

*APY=Annual Percentage Yield

1Earn up to $600 in cash bonuses. The up to $600 cash bonus will be earned by opening a new Teachers checking account and receiving Qualifying Direct Deposits (“QDDs”) totaling at least $1,000 each monthly statement cycle (“Evaluation Period”) for six consecutive Evaluation Periods. QDDs are regular ACH/electronic payroll deposits to your newly opened checking account directly from your employer, pension provider, or government agency (e.g., Social Security). QDDs from third-party providers like Wise, Inc., or Astra are not eligible. Additional deposit(s) that do not qualify for this promotion include but are not limited to: ACH external transfers, any Peer-to-Peer (“P2P”) transfers such as from Venmo, PayPal, Cash App, Zelle®, merchant transactions, or point-of-sale credits such as, but not limited to: transactions from PayPal, Stripe, Square, etc, in-person check or cash deposits, wire transfers, ATM transfers, and Online and Mobile Banking transfers. Micro-deposits and/or deposits used to verify accounts do not qualify. A maximum cash bonus of $600 will be earned and deposited in $100 increments after each month in which $1,000 in QDDs are posted to the new Teachers checking account. No bonuses shall be paid for QDDs totaling less than $1,000 during any Evaluation Period. QDDs must begin before the start of the second Evaluation Period. Any member who fails to meet the minimum requirements and/or discontinues their QDDs during or before the six consecutive Evaluation Periods will no longer be eligible to receive any additional bonuses during the promotion.

Additional Program Guidelines/Restrictions: Offer valid from 06/02/2025 to 12/31/2025. This offer is available to new members only. Non-member joint account holders are not eligible. This offer can only be redeemed at the Tampa Westshore branch location. All account applications are subject to approval. A new Smart Checking, Share Draft Checking, or Young Professional Checking account must be opened to be eligible. Eligibility for this offer will also require enrollment in Online Banking and eStatements. QDDs must post and clear in the new checking account during the Evaluation Periods defined in this promotion. Members will have until the end of the second Evaluation Period to meet the requirements. After each Evaluation Period in which the offer requirements have been met, any earned cash bonuses will be deposited into the primary member’s Regular or Youth Savings account within 30 calendar days. The checking account must be open and in good standing with a balance greater than or equal to $0.00 in order to be eligible for the cash bonus. This offer is limited to one per primary member. Business and trust accounts are not eligible. This offer may be combined with the Refer-a-Friend promotion. Teachers Federal Credit Union reserves the right to modify or discontinue this offer at any time. We also reserve the right to rescind any cash bonus paid if there is a violation of the terms, requirements, and/or promotional guidelines of this offer. The cash bonuses earned will be reported on IRS Form 1099-MISC (or Form 1042-S, if applicable). Membership at Teachers is required by opening a Regular Savings account or Youth Savings account with a minimum opening deposit of $1.00.

Based on comparison of average of interest checking account rates at Credit Unions and Banks, accurate as of April 8, 2025. Average rates may change quarterly.