With competitive rates, Teachers puts you in control of your everyday finances.  Enter your zip code below to get started.

Rates are Determined by your Zip Code at Account Opening.

VEHICLE LOANS

Effective Date: September 25, 2026

Auto Loans - New*** Term (Months) APR* Payment/ $1,000
12-60 Months

Minimum loan amount $5,000

 Rate12-60 APR*4.99% Payment/ $1000$18.87 Apply

Minimum loan amount $5,000
61-72 Months

Minimum loan amount $10,000

 Rate61-72 APR*5.65% Payment/ $1000$16.41 Apply

Minimum loan amount $10,000
73-84 Months

Minimum loan amount $20,000

 Rate73-84 APR*6.27% Payment/ $1000$14.74 Apply

Minimum loan amount $20,000
85-96 Months

Minimum loan amount $30,000

 Rate85-96 APR*7.00% Payment/ $1000$13.63 Apply

Minimum loan amount $30,000
Auto Loans - Used**** Term (Months) APR* Payment/ $1,000
Vehicle Age 5 Years Including Current Model Year

Minimum loan amount $5,000 (12-60 month terms)

 Rate12-60 APR*5.39% Payment/ $1000$19.05 Apply

Minimum loan amount $5,000 (12-60 month terms)
Vehicle Age 5 Years Including Current Model Year

Minimum loan amount $10,000 (61-72 month terms)

 Rate61-72 APR*6.05% Payment/ $1000$16.60 Apply

Minimum loan amount $10,000 (61-72 month terms)
Vehicle Age 5 Years Including Current Model Year

Minimum loan amount $10,000

 Rate73-84 APR*6.65% Payment/ $1000$14.92 Apply

Minimum loan amount $10,000
Vehicle Age 6 to 11 Years Including Current Model Year

Minimum loan amount $5,000 (12-60 month terms)

 Rate12-60 APR*6.65% Payment/ $1000$19.64 Apply

Minimum loan amount $5,000 (12-60 month terms)
Vehicle Age 6 to 11 Years Including Current Model Year

Minimum loan amount $10,000 (61-72 month terms)

 Rate61-72 APR*7.14% Payment/ $1000$17.12 Apply

Minimum loan amount $10,000 (61-72 month terms)
New RVs - Fixed Rate Term (Months) APR* Payment/ $1,000
12-60 Months

Minimum loan amount $5,000

 Rate12-60 APR*7.40% Payment/ $1000$19.99 Apply

Minimum loan amount $5,000
61-72 Months

Minimum loan amount $10,000

 Rate61-72 APR*7.69% Payment/ $1000$17.38 Apply

Minimum loan amount $10,000
73-84 Months

Minimum loan amount $20,000

 Rate73-84 APR*7.87% Payment/ $1000$15.52 Apply

Minimum loan amount $20,000
85-96 Months

Minimum loan amount $30,000

 Rate85-96 APR*8.16% Payment/ $1000$14.22 Apply

Minimum loan amount $30,000
97-144 Months

Minimum loan amount $35,000

 Rate97-144 APR*8.06% Payment/ $1000$10.86 Apply

Minimum loan amount $35,000
Used RVs - Fixed Rate Term (Months) APR* Payment/ $1,000
Vehicle Age 3 Years Including Current Year Model

Minimum loan amount $5,000

 Rate12-60 APR*7.70% Payment/ $1000$20.13 Apply

Minimum loan amount $5,000
Vehicle Age 5 Years Including Current Model Year

Minimum loan amount $5,000

 Rate12-60 APR*7.95% Payment/ $1000$20.25 Apply

Minimum loan amount $5,000
Vehicle Age 3 Years Including Current Model Year

Minimum loan amount $10,000

 Rate61-72 APR*7.82% Payment/ $1000$17.45 Apply

Minimum loan amount $10,000
Vehicle Age 3 Years Including Current Model Year

Minimum loan amount $20,000

 Rate73-84 APR*7.95% Payment/ $1000$15.56 Apply

Minimum loan amount $20,000
New Motorcycles Term (Months) APR* Payment/ $1,000
12-60 Months

Minimum loan amount $5,000

 Rate12-60 APR*6.50% Payment/ $1000$19.57 Apply

Minimum loan amount $5,000
Used Motorcycles Term (Months) APR* Payment/ $1,000
12-60 Months

Minimum loan amount $5,000

Maximum three (3) model years old including current model year

 Rate12-60 APR*7.00% Payment/ $1000$19.80 Apply

Minimum loan amount $5,000

Maximum three (3) model years old including current model year

*APR = Annual Percentage Rate.

All rates and terms are subject to change without notice.

For Unsecured Personal Loan, Teachers Advantage LOC, Fixed & Variable Auto/Boat/RV/Motorcycle Loans, Career Education Loan or Alternative Student Loan, rate will be based on credit history.

Rate shown is the lowest rate available. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms.

***For New Auto loans $100,001 up to and including $150,000 add .50 % to the above rates. 

****For Used Auto loans $100,001 up to and including $150,000 add .50 % to the above rates. 

 

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