Routing #: 221475786
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CERTIFICATES AND IRAS
Effective Date: January 28, 2026
| Certificates** | Minimum Balance | Rate | APY* | How to Apply |
|---|---|---|---|---|
| 3 Month | Rate$1,000.00 | APR*3.20% | Payment/ $10003.25% | Open |
| 6 Month | Rate$1,000.00 | APR*3.68% | Payment/ $10003.75% | Open |
| 9 Month | Rate$1,000.00 | APR*3.44% | Payment/ $10003.50% | Open |
| 12 Month | Rate$1,000.00 | APR*3.20% | Payment/ $10003.25% | Open |
| 13 Month | Rate$1,000.00 | APR*3.20% | Payment/ $10003.25% | Open |
| 15 Month | Rate$1,000.00 | APR*3.20% | Payment/ $10003.25% | Open |
| 16 Month | Rate$1,000.00 | APR*3.20% | Payment/ $10003.25% | Open |
| 18 Month | Rate$1,000.00 | APR*3.20% | Payment/ $10003.25% | Open |
| 22 Month | Rate$1,000.00 | APR*3.20% | Payment/ $10003.25% | Open |
| 24 Month | Rate$1,000.00 | APR*3.44% | Payment/ $10003.50% | Open |
| 30 Month | Rate$1,000.00 | APR*2.96% | Payment/ $10003.00% | Open |
| 36 Month | Rate$1,000.00 | APR*2.96% | Payment/ $10003.00% | Open |
| 48 Month | Rate$1,000.00 | APR*2.96% | Payment/ $10003.00% | Open |
| 60 Month | Rate$1,000.00 | APR*2.96% | Payment/ $10003.00% | Open |
| Jumbo Certificates** | Minimum Balance | Rate | APY* | How to Apply |
|---|---|---|---|---|
| 1 Month | Rate$100,000.00 | APR*2.47% | Payment/ $10002.50% | Open |
| 2 Month | Rate$100,000.00 | APR*2.47% | Payment/ $10002.50% | Open |
| 3 Month | Rate$100,000.00 | APR*3.20% | Payment/ $10003.25% | Open |
| 6 Month | Rate$100,000.00 | APR*3.68% | Payment/ $10003.75% | Open |
| 8 Month | Rate$100,000.00 | APR*3.68% | Payment/ $10003.75% | Open |
| 12 Month | Rate$100,000.00 | APR*3.20% | Payment/ $10003.25% | Open |
| 16 Month | Rate$100,000.00 | APR*2.96% | Payment/ $10003.00% | Open |
| Traditional & Roth Individual Retirement Accounts (IRA)** | Minimum Balance | Rate | APY* | How to Apply |
|---|---|---|---|---|
| 3 Month | Rate$1,000.00 | APR*3.20% | Payment/ $10003.25% | |
| 6 Month | Rate$1,000.00 | APR*3.68% | Payment/ $10003.75% | |
| 9 Month | Rate$1,000.00 | APR*3.44% | Payment/ $10003.50% | |
| 12 Month | Rate$1,000.00 | APR*3.20% | Payment/ $10003.25% | |
| 15 Month | Rate$1,000.00 | APR*3.68% | Payment/ $10003.75% | |
| 18 Month | Rate$1,000.00 | APR*3.20% | Payment/ $10003.25% | |
| 22 Month | Rate$1,000.00 | APR*3.20% | Payment/ $10003.25% | |
| 24 Month | Rate$1,000.00 | APR*3.44% | Payment/ $10003.50% | |
| 30 Month | Rate$1,000.00 | APR*2.96% | Payment/ $10003.00% | |
| 36 Month | Rate$1,000.00 | APR*2.96% | Payment/ $10003.00% | |
| 48 Month | Rate$1,000.00 | APR*2.96% | Payment/ $10003.00% | |
| 60 Month | Rate$1,000.00 | APR*2.96% | Payment/ $10003.00% |
| Coverdell Education Savings Accounts** | Minimum Balance | Rate | APY* | How to Apply |
|---|---|---|---|---|
| 3 Month | Rate$500.00 | APR*3.20% | Payment/ $10003.25% | |
| 6 Month | Rate$500.00 | APR*3.68% | Payment/ $10003.75% | |
| 9 Month | Rate$500.00 | APR*3.44% | Payment/ $10003.50% | |
| 12 Month | Rate$500.00 | APR*3.20% | Payment/ $10003.25% | |
| 15 Month | Rate$500.00 | APR*3.68% | Payment/ $10003.75% | |
| 18 Month | Rate$500.00 | APR*3.20% | Payment/ $10003.25% | |
| 24 Month | Rate$500.00 | APR*3.44% | Payment/ $10003.50% | |
| 30 Month | Rate$500.00 | APR*2.96% | Payment/ $10003.00% | |
| 36 Month | Rate$500.00 | APR*2.96% | Payment/ $10003.00% | |
| 48 Month | Rate$500.00 | APR*2.96% | Payment/ $10003.00% | |
| 60 Month | Rate$500.00 | APR*2.96% | Payment/ $10003.00% |