Routing #: 221475786
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CERTIFICATES AND IRAS
Effective Date: August 5, 2026
| Certificates** | Minimum Balance | Rate | APY* | How to Apply | |
|---|---|---|---|---|---|
| 3 Month | Rate$1,000.00 | APR*3.20% | Payment/ $10003.25% | Open | |
| 6 Month | Rate$1,000.00 | APR*3.44% | Payment/ $10003.50% | Open | |
| 9 Month | Rate$1,000.00 | APR*3.44% | Payment/ $10003.50% | Open | |
| 12 Month | Rate$1,000.00 | APR*3.20% | Payment/ $10003.25% | Open | |
| 13 Month | Rate$1,000.00 | APR*3.20% | Payment/ $10003.25% | Open | |
| 15 Month | Rate$1,000.00 | APR*3.20% | Payment/ $10003.25% | Open | |
| 16 Month | Rate$1,000.00 | APR*3.20% | Payment/ $10003.25% | Open | |
| 18 Month | Rate$1,000.00 | APR*3.20% | Payment/ $10003.25% | Open | |
| 22 Month
Certificate is available for New Money deposits only. New Money is defined as money not currently on deposit or held by Teachers FCU within the previous 12 months. New Money is determined at Teachers FCU's sole discretion. |
Rate$1,000.00 | APR*4.16% | Payment/ $10004.25% | Open | |
Certificate is available for New Money deposits only. New Money is defined as money not currently on deposit or held by Teachers FCU within the previous 12 months. New Money is determined at Teachers FCU's sole discretion. |
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| 24 Month | Rate$1,000.00 | APR*3.44% | Payment/ $10003.50% | Open | |
| 30 Month | Rate$1,000.00 | APR*2.96% | Payment/ $10003.00% | Open | |
| 36 Month | Rate$1,000.00 | APR*2.96% | Payment/ $10003.00% | Open | |
| 48 Month | Rate$1,000.00 | APR*2.96% | Payment/ $10003.00% | Open | |
| 60 Month | Rate$1,000.00 | APR*2.96% | Payment/ $10003.00% | Open | |
| Jumbo Certificates** | Minimum Balance | Rate | APY* | How to Apply |
|---|---|---|---|---|
| 1 Month | Rate$100,000.00 | APR*2.47% | Payment/ $10002.50% | Open |
| 2 Month | Rate$100,000.00 | APR*2.47% | Payment/ $10002.50% | Open |
| 3 Month | Rate$100,000.00 | APR*3.20% | Payment/ $10003.25% | Open |
| 6 Month | Rate$100,000.00 | APR*3.44% | Payment/ $10003.50% | Open |
| 8 Month | Rate$100,000.00 | APR*3.68% | Payment/ $10003.75% | Open |
| 12 Month | Rate$100,000.00 | APR*3.20% | Payment/ $10003.25% | Open |
| 16 Month | Rate$100,000.00 | APR*2.96% | Payment/ $10003.00% | Open |
| Traditional & Roth Individual Retirement Accounts (IRA)** | Minimum Balance | Rate | APY* | How to Apply |
|---|---|---|---|---|
| 3 Month | Rate$1,000.00 | APR*3.20% | Payment/ $10003.25% | |
| 6 Month | Rate$1,000.00 | APR*3.44% | Payment/ $10003.50% | |
| 9 Month | Rate$1,000.00 | APR*3.44% | Payment/ $10003.50% | |
| 12 Month | Rate$1,000.00 | APR*3.20% | Payment/ $10003.25% | |
| 15 Month | Rate$1,000.00 | APR*3.92% | Payment/ $10004.00% | |
| 18 Month | Rate$1,000.00 | APR*3.20% | Payment/ $10003.25% | |
| 22 Month | Rate$1,000.00 | APR*3.20% | Payment/ $10003.25% | |
| 24 Month | Rate$1,000.00 | APR*3.44% | Payment/ $10003.50% | |
| 30 Month | Rate$1,000.00 | APR*2.96% | Payment/ $10003.00% | |
| 36 Month | Rate$1,000.00 | APR*2.96% | Payment/ $10003.00% | |
| 48 Month | Rate$1,000.00 | APR*2.96% | Payment/ $10003.00% | |
| 60 Month | Rate$1,000.00 | APR*2.96% | Payment/ $10003.00% |
| Coverdell Education Savings Accounts** | Minimum Balance | Rate | APY* | How to Apply |
|---|---|---|---|---|
| 3 Month | Rate$500.00 | APR*3.20% | Payment/ $10003.25% | |
| 6 Month | Rate$500.00 | APR*3.44% | Payment/ $10003.50% | |
| 9 Month | Rate$500.00 | APR*3.44% | Payment/ $10003.50% | |
| 12 Month | Rate$500.00 | APR*3.20% | Payment/ $10003.25% | |
| 15 Month | Rate$500.00 | APR*3.68% | Payment/ $10003.75% | |
| 18 Month | Rate$500.00 | APR*3.20% | Payment/ $10003.25% | |
| 24 Month | Rate$500.00 | APR*3.44% | Payment/ $10003.50% | |
| 30 Month | Rate$500.00 | APR*2.96% | Payment/ $10003.00% | |
| 36 Month | Rate$500.00 | APR*2.96% | Payment/ $10003.00% | |
| 48 Month | Rate$500.00 | APR*2.96% | Payment/ $10003.00% | |
| 60 Month | Rate$500.00 | APR*2.96% | Payment/ $10003.00% |