Rates

MORTGAGE PURCHASE

Effective Date: June 27, 2022

Credit Union Mortgage Rates

We offer 90% financing up to $1M with PMI and 80% financing from $1M - $3M. Loans are NOT locked in at application. A completed application is required prior to locking in.

Rate Lock-ins cannot be accepted by fax.
Rate Lock-ins are only available Monday thru Friday, 10am to 4pm. Your lock-in rate may be different from the rate posted here.

Fixed Rate Mortgage** Rate APR* Payment/ $1,000 How to Apply
10 Year (up to 97% financing) Rate4.625% APR*4.72% Payment/ $1000$6.00 Apply
15 Year (up to 97% financing) Rate4.625% APR*4.69% Payment/ $1000$7.71 Apply
20 Year (up to 97% financing) Rate5.00% APR*5.05% Payment/ $1000$6.60 Apply
30 Year (up to 97% financing) Rate5.375% APR*5.41% Payment/ $1000$5.60 Apply
Adjustable** Rate APR* Payment/ $1,000 How to Apply
5/6 Adjustable Rate4.00% APR*3.96% Payment/ $1000$4.77 Apply
7/6 Adjustable Rate4.125% APR*4.03% Payment/ $1000$4.85 Apply
10/6 Adjustable Rate4.25% APR*4.15% Payment/ $1000$4.92 Apply
Jumbo Mortgage Rate APR* Payment/ $1,000 How to Apply
15 Year Fixed** Rate4.75% APR*4.88% Payment/ $1000$7.78 Apply
20 Year Fixed** Rate5.25% APR*5.38% Payment/ $1000$6.74 Apply
30 Year Fixed** Rate5.375% APR*5.51% Payment/ $1000$5.60 Apply
5/6 Year Adjustable Rate4.00% APR*3.96% Payment/ $1000$4.77 Apply
7/6 Year Adjustable Rate4.125% APR*4.00% Payment/ $1000$4.85 Apply
10/6 Year Adjustable Rate4.25% APR*4.11% Payment/ $1000$4.92 Apply
High Balance*** Rate APR* Payment/$1000 How to Apply
15 Year Fixed Rate5.00% APR*5.15% Payment/ $1000$7.91 Apply
20 Year Fixed Rate5.75% APR*5.89% Payment/ $1000$7.02 Apply
30 Year Fixed Rate5.875% APR*6.01% Payment/ $1000$5.92 Apply
5/6 ARM Adjustable Rate4.00% APR*3.93% Payment/ $1000$4.77 Apply
7/6 ARM Adjustable Rate4.125% APR*4.01% Payment/ $1000$4.85 Apply
10/6 ARM Adjustable Rate4.25% APR*4.12% Payment/ $1000$4.92 Apply
Home Ready Mortgage** Rate APR* Payment/ $1,000 How to Apply
30 Year Fixed Rate5.625% APR*5.66% Payment/ $1000$5.76 Apply
No Closing Cost Mortgage Rate APR* Payment/ $1,000 How to Apply
20 Year Fixed Rate5.50% APR*5.55% Payment/ $1000$6.88 Apply
30 Year Fixed Rate5.875% APR*5.91% Payment/ $1000$5.92 Apply
5/6 Adjustable Rate4.50% APR*4.14% Payment/ $1000$5.07 Apply
7/6 Adjustable Rate4.625% APR*4.27% Payment/ $1000$5.14 Apply
10/6 Adjustable Rate4.75% APR*4.46% Payment/ $1000$4.42 Apply