Rates

MORTGAGE PURCHASE

Effective Date: September 21, 2023

Credit Union Mortgage Rates

We offer 90% financing up to $1M with PMI and 80% financing from $1M - $3M. Loans are NOT locked in at application. A completed application is required prior to locking in.

Rate Lock-ins cannot be accepted by fax.
Rate Lock-ins are only available Monday thru Friday, 10am to 4pm. Your lock-in rate may be different from the rate posted here.

VA Mortgage*** Rate APR* Payment/ $1,000 How to Apply
30 Year (up to 100% financing) Rate7.00% APR*7.27% Payment/ $1000$6.65 Apply
Fixed Rate Mortgage** Rate APR* Payment/ $1,000 How to Apply
10 Year (up to 97% financing) Rate7.125% APR*7.29% Payment/ $1000$11.68 Apply
15 Year (up to 97% financing) Rate7.125% APR*7.24% Payment/ $1000$9.06 Apply
20 Year (up to 97% financing) Rate7.125% APR*7.22% Payment/ $1000$7.83 Apply
30 Year (up to 97% financing) Rate7.375% APR*7.45% Payment/ $1000$6.91 Apply
Adjustable** Rate APR* Payment/ $1,000 How to Apply
5/6 Adjustable Rate6.875% APR*7.75% Payment/ $1000$6.57 Apply
7/6 Adjustable Rate6.875% APR*7.59% Payment/ $1000$6.57 Apply
10/6 Adjustable Rate7.25% APR*7.64% Payment/ $1000$6.82 Apply
Jumbo Mortgage Rate APR* Payment/ $1,000 How to Apply
15 Year Fixed** Rate7.25% APR*7.51% Payment/ $1000$9.13 Apply
20 Year Fixed** Rate7.25% APR*7.39% Payment/ $1000$7.90 Apply
30 Year Fixed** Rate7.375% APR*7.39% Payment/ $1000$6.91 Apply
5/6 Year Adjustable Rate6.875% APR*7.69% Payment/ $1000$6.57 Apply
7/6 Year Adjustable Rate6.875% APR*7.52% Payment/ $1000$6.57 Apply
10/6 Year Adjustable Rate7.25% APR*7.58% Payment/ $1000$6.82 Apply
High Balance**** Rate APR* Payment/$1000 How to Apply
15 Year Fixed Rate7.375% APR*7.54% Payment/ $1000$9.20 Apply
20 Year Fixed Rate7.625% APR*7.79% Payment/ $1000$8.13 Apply
30 Year Fixed Rate7.625% APR*7.78% Payment/ $1000$7.08 Apply
5/6 ARM Adjustable Rate6.875% APR*7.70% Payment/ $1000$6.57 Apply
7/6 ARM Adjustable Rate6.875% APR*7.54% Payment/ $1000$6.57 Apply
10/6 ARM Adjustable Rate7.25% APR*7.60% Payment/ $1000$6.82 Apply
Home Ready Mortgage** Rate APR* Payment/ $1,000 How to Apply
30 Year Fixed Rate7.625% APR*7.70% Payment/ $1000$7.08 Apply
No Closing Cost Mortgage Rate APR* Payment/ $1,000 How to Apply
20 Year Fixed Rate7.625% APR*7.67% Payment/ $1000$8.13 Apply
30 Year Fixed Rate7.875% APR*7.91% Payment/ $1000$7.25 Apply
5/6 Adjustable Rate7.375% APR*7.92% Payment/ $1000$6.91 Apply
7/6 Adjustable Rate7.375% APR*7.81% Payment/ $1000$6.91 Apply
10/6 Adjustable Rate7.75% APR*7.94% Payment/ $1000$7.16 Apply