MORTGAGE PURCHASE
Effective Date: September 21, 2023
Credit Union Mortgage Rates
We offer 90% financing up to $1M with PMI and 80% financing from $1M - $3M. Loans are NOT locked in at application. A completed application is required prior to locking in.
Rate Lock-ins cannot be accepted by fax.
Rate Lock-ins are only available Monday thru Friday, 10am to 4pm. Your lock-in rate may be different from the rate posted here.
VA Mortgage*** | Rate | APR* | Payment/ $1,000 | How to Apply |
---|---|---|---|---|
30 Year (up to 100% financing) | Rate7.00% | APR*7.27% | Payment/ $1000$6.65 | Apply |
Fixed Rate Mortgage** | Rate | APR* | Payment/ $1,000 | How to Apply |
---|---|---|---|---|
10 Year (up to 97% financing) | Rate7.125% | APR*7.29% | Payment/ $1000$11.68 | Apply |
15 Year (up to 97% financing) | Rate7.125% | APR*7.24% | Payment/ $1000$9.06 | Apply |
20 Year (up to 97% financing) | Rate7.125% | APR*7.22% | Payment/ $1000$7.83 | Apply |
30 Year (up to 97% financing) | Rate7.375% | APR*7.45% | Payment/ $1000$6.91 | Apply |
Adjustable** | Rate | APR* | Payment/ $1,000 | How to Apply |
---|---|---|---|---|
5/6 Adjustable | Rate6.875% | APR*7.75% | Payment/ $1000$6.57 | Apply |
7/6 Adjustable | Rate6.875% | APR*7.59% | Payment/ $1000$6.57 | Apply |
10/6 Adjustable | Rate7.25% | APR*7.64% | Payment/ $1000$6.82 | Apply |
Jumbo Mortgage | Rate | APR* | Payment/ $1,000 | How to Apply |
---|---|---|---|---|
15 Year Fixed** | Rate7.25% | APR*7.51% | Payment/ $1000$9.13 | Apply |
20 Year Fixed** | Rate7.25% | APR*7.39% | Payment/ $1000$7.90 | Apply |
30 Year Fixed** | Rate7.375% | APR*7.39% | Payment/ $1000$6.91 | Apply |
5/6 Year Adjustable | Rate6.875% | APR*7.69% | Payment/ $1000$6.57 | Apply |
7/6 Year Adjustable | Rate6.875% | APR*7.52% | Payment/ $1000$6.57 | Apply |
10/6 Year Adjustable | Rate7.25% | APR*7.58% | Payment/ $1000$6.82 | Apply |
High Balance**** | Rate | APR* | Payment/$1000 | How to Apply |
---|---|---|---|---|
15 Year Fixed | Rate7.375% | APR*7.54% | Payment/ $1000$9.20 | Apply |
20 Year Fixed | Rate7.625% | APR*7.79% | Payment/ $1000$8.13 | Apply |
30 Year Fixed | Rate7.625% | APR*7.78% | Payment/ $1000$7.08 | Apply |
5/6 ARM Adjustable | Rate6.875% | APR*7.70% | Payment/ $1000$6.57 | Apply |
7/6 ARM Adjustable | Rate6.875% | APR*7.54% | Payment/ $1000$6.57 | Apply |
10/6 ARM Adjustable | Rate7.25% | APR*7.60% | Payment/ $1000$6.82 | Apply |
Home Ready Mortgage** | Rate | APR* | Payment/ $1,000 | How to Apply |
---|---|---|---|---|
30 Year Fixed | Rate7.625% | APR*7.70% | Payment/ $1000$7.08 | Apply |
No Closing Cost Mortgage | Rate | APR* | Payment/ $1,000 | How to Apply |
---|---|---|---|---|
20 Year Fixed | Rate7.625% | APR*7.67% | Payment/ $1000$8.13 | Apply |
30 Year Fixed | Rate7.875% | APR*7.91% | Payment/ $1000$7.25 | Apply |
5/6 Adjustable | Rate7.375% | APR*7.92% | Payment/ $1000$6.91 | Apply |
7/6 Adjustable | Rate7.375% | APR*7.81% | Payment/ $1000$6.91 | Apply |
10/6 Adjustable | Rate7.75% | APR*7.94% | Payment/ $1000$7.16 | Apply |