CERTIFICATES AND IRAS
Check out our featured rates:
Certificates:
- 6-month certificate earns 5.00% APY*
- 13-month certificate earns 5.25% APY*
Effective Date: September 20, 2023
| Certificates** | Minimum Balance | Rate | APY* | How to Apply |
|---|---|---|---|---|
| 3 Month | Rate$1,000 | APR*4.40% | Payment/ $10004.50% | Open |
| 6 Month | Rate$1,000 | APR*4.88% | Payment/ $10005.00% | Open |
| 9 Month | Rate$1,000 | APR*4.64% | Payment/ $10004.75% | Open |
| 12 Month | Rate$1,000 | APR*4.64% | Payment/ $10004.75% | Open |
| 13 Month | Rate$1,000 | APR*5.12% | Payment/ $10005.25% | Open |
| 15 Month | Rate$1,000 | APR*2.08% | Payment/ $10002.10% | Open |
| 16 Month | Rate$1,000 | APR*2.62% | Payment/ $10002.65% | Open |
| 18 Month | Rate$1,000 | APR*2.62% | Payment/ $10002.65% | Open |
| 22 Month | Rate$1,000 | APR*1.64% | Payment/ $10001.65% | Open |
| 24 Month | Rate$1,000 | APR*3.69% | Payment/ $10003.75% | Open |
| 30 Month | Rate$1,000 | APR*2.72% | Payment/ $10002.75% | Open |
| 36 Month | Rate$1,000 | APR*4.16% | Payment/ $10004.25% | Open |
| 48 Month | Rate$1,000 | APR*3.44% | Payment/ $10003.50% | Open |
| 60 Month | Rate$1,000 | APR*3.44% | Payment/ $10003.50% | Open |
| Jumbo Certificates** | Minimum Balance | Rate | APY* | How to Apply |
|---|---|---|---|---|
| 1 Month | Rate$100,000 | APR*0.25% | Payment/ $10000.25% | Open |
| 2 Month | Rate$100,000 | APR*0.25% | Payment/ $10000.25% | Open |
| 3 Month | Rate$100,000 | APR*1.00% | Payment/ $10001.00% | Open |
| 6 Month | Rate$100,000 | APR*2.72% | Payment/ $10002.75% | Open |
| 8 Month | Rate$100,000 | APR*0.30% | Payment/ $10000.30% | |
| 12 Month | Rate$100,000 | APR*2.23% | Payment/ $10002.25% | Open |
| 16 Month | Rate$100,000 | APR*0.35% | Payment/ $10000.35% |
| Traditional & Roth Individual Retirement Accounts (IRA)** | Minimum Balance | Rate | APY* | How to Apply |
|---|---|---|---|---|
| 3 Month | Rate$1,000 | APR*1.00% | Payment/ $10001.00% | |
| 6 Month | Rate$1,000 | APR*1.19% | Payment/ $10001.20% | |
| 9 Month | Rate$1,000 | APR*1.24% | Payment/ $10001.25% | |
| 12 Month | Rate$1,000 | APR*2.08% | Payment/ $10002.10% | |
| 15 Month | Rate$1,000 | APR*2.08% | Payment/ $10002.10% | |
| 18 Month | Rate$1,000 | APR*2.62% | Payment/ $10002.65% | |
| 22 Month | Rate$1,000 | APR*1.64% | Payment/ $10001.65% | |
| 24 Month | Rate$1,000 | APR*2.62% | Payment/ $10002.65% | |
| 30 Month | Rate$1,000 | APR*2.62% | Payment/ $10002.65% | |
| 36 Month | Rate$1,000 | APR*2.72% | Payment/ $10002.75% | |
| 48 Month | Rate$1,000 | APR*2.77% | Payment/ $10002.80% | |
| 60 Month | Rate$1,000 | APR*2.86% | Payment/ $10002.90% |
| Coverdell Education Savings Accounts** | Minimum Balance | Rate | APY* | How to Apply |
|---|---|---|---|---|
| 3 Month | Rate$500 | APR*1.00% | Payment/ $10001.00% | |
| 6 Month | Rate$500 | APR*1.19% | Payment/ $10001.20% | |
| 9 Month | Rate$500 | APR*1.24% | Payment/ $10001.25% | |
| 12 Month | Rate$500 | APR*2.08% | Payment/ $10002.10% | |
| 15 Month | Rate$500 | APR*2.08% | Payment/ $10002.10% | |
| 18 Month | Rate$500 | APR*2.62% | Payment/ $10002.65% | |
| 24 Month | Rate$500 | APR*2.62% | Payment/ $10002.65% | |
| 36 Month | Rate$500 | APR*2.72% | Payment/ $10002.75% | |
| 30 Month | Rate$500 | APR*2.62% | Payment/ $10002.65% | |
| 48 Month | Rate$500 | APR*2.77% | Payment/ $10002.80% | |
| 60 Month | Rate$500 | APR*2.86% | Payment/ $10002.90% |