Rates

CERTIFICATES AND IRAS

Check out our featured rates:

Traditional & Roth Individual Retirement Accounts:

  • 24 month IRA certificate at 2.35% APY*
  • 36 month IRA certificate at 2.50% APY*
  • 48 month IRA certificate at 2.50% APY*
  • 60 month IRA certificate at 2.75% APY*

Schedule an appointment to open an account today. 

 

Effective Date: August 10, 2022

Certificates** Minimum Balance Rate APY* How to Apply
3 Month Rate$1,000 APR*0.95% Payment/ $10000.95% Open
6 Month Rate$1,000 APR*1.04% Payment/ $10001.05% Open
9 Month Rate$1,000 APR*1.14% Payment/ $10001.15% Open
12 Month Rate$1,000 APR*1.64% Payment/ $10001.65% Open
15 Month Rate$1,000 APR*1.98% Payment/ $10002.00% Open
18 Month Rate$1,000 APR*2.08% Payment/ $10002.10% Open
22 Month Rate$1,000 APR*1.64% Payment/ $10001.65% Open
24 Month Rate$1,000 APR*2.32% Payment/ $10002.35% Open
30 Month Rate$1,000 APR*2.32% Payment/ $10002.35% Open
36 Month Rate$1,000 APR*2.47% Payment/ $10002.50% Open
48 Month Rate$1,000 APR*2.47% Payment/ $10002.50% Open
60 Month Rate$1,000 APR*2.72% Payment/ $10002.75% Open
Jumbo Certificates** Minimum Balance Rate APY* How to Apply
1 Month Rate$100,000 APR*0.25% Payment/ $10000.25% Open
2 Month Rate$100,000 APR*0.25% Payment/ $10000.25% Open
3 Month Rate$100,000 APR*0.95% Payment/ $10000.95% Open
6 Month Rate$100,000 APR*1.04% Payment/ $10001.05% Open
9 Month Rate$100,000 APR*1.14% Payment/ $10001.15%
12 Month Rate$100,000 APR*1.64% Payment/ $10001.65% Open
Traditional & Roth Individual Retirement Accounts (IRA)** Minimum Balance Rate APY* How to Apply
3 Month Rate$1,000 APR*0.95% Payment/ $10000.95%
6 Month Rate$1,000 APR*1.04% Payment/ $10001.05%
9 Month Rate$1,000 APR*1.14% Payment/ $10001.15%
12 Month Rate$1,000 APR*1.64% Payment/ $10001.65%
15 Month Rate$1,000 APR*1.98% Payment/ $10002.00%
18 Month Rate$1,000 APR*2.08% Payment/ $10002.10%
22 Month Rate$1,000 APR*1.64% Payment/ $10001.65%
24 Month Rate$1,000 APR*2.32% Payment/ $10002.35%
30 Month Rate$1,000 APR*2.32% Payment/ $10002.35%
36 Month Rate$1,000 APR*2.47% Payment/ $10002.50%
48 Month Rate$1,000 APR*2.47% Payment/ $10002.50%
60 Month Rate$1,000 APR*2.72% Payment/ $10002.75%
Coverdell Education Savings Accounts** Minimum Balance Rate APY* How to Apply
3 Month Rate$500 APR*0.95% Payment/ $10000.95%
6 Month Rate$500 APR*1.04% Payment/ $10001.05%
9 Month Rate$500 APR*1.14% Payment/ $10001.15%
12 Month Rate$500 APR*1.64% Payment/ $10001.65%
15 Month Rate$500 APR*1.98% Payment/ $10002.00%
18 Month Rate$500 APR*2.08% Payment/ $10002.10%
24 Month Rate$500 APR*2.32% Payment/ $10002.35%
30 Month Rate$500 APR*2.32% Payment/ $10002.35%
36 Month Rate$500 APR*2.47% Payment/ $10002.50%
48 Month Rate$500 APR*2.47% Payment/ $10002.50%
60 Month Rate$500 APR*2.72% Payment/ $10002.75%