1. Personal Banking Overview
  2. Credit Cards
  3. Visa Low Rate Credit Card
The ideal card for a reliable low rate option to save more on interest each month

Reliable, Low Rates

Our Teachers Visa Low Rate Credit Card is ideal if you want a reliable, low rate to help you save more on interest each month. With low introductory rate* on balance transfers for 15 billing cycles and no annual fee.

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Visa Low Rate Features
1.99% introductory APR on purchases and balance transfers
1.99% introductory APR.*

No balance transfer fees. Learn More

Low APR available based on creditworthiness
APR as low as 9.00%**
No annual fees
No Annual Fee
Enhanced chip technology for added security
Security

Enhanced Chip Technology allows for added security.

additional benefits for Teachers members
Member Discounts

Educated Choice***

Explore the Perks to Having a Visa Card from Teachers

See the benefits

The visa low rate credit card is ideal for those looking to save more on interest each month

Agreement and Disclosures

To report a lost or stolen credit card call: 1-800-325-3678

ALL RATES AND TERMS ARE SUBJECT TO CHANGE WITHOUT NOTICE.

*APR = Annual Percentage Rate

**Annual Percentage Rate (APR) will be 9.00% to 16.00%, the standard APR is based on your creditworthiness and adjusts with the Prime Rate.

***Membership required, $1.00 minimum regular savings account required at or prior to account opening.

Cash Limits on all Teachers cards are limited to 20% of the Credit line. To find out your available cash limit you can call Customer Service at 1-855-462-5880 or 1-301-945-3582.