Agreement and Disclosures

To report a lost or stolen credit card call: 1-855-462-5880

ALL RATES AND TERMS ARE SUBJECT TO CHANGE WITHOUT NOTICE.

*APR = Annual Percentage Rate

**When the promotional Balance Transfer and New Purchase period ends, any new or outstanding balance transfers will revert to the standard APR, of the selected card which currently ranges from 14.00% to 18.00% APR. Offer is subject to change at any time without notice. The introductory rate of 0.00% APR for 12 billing cycles on qualified balance transfers and new purchases. Balance transfers must be made during the promotional period to qualify for the introductory rate. New card purchase rate is valid for 12 billing cycles from account opening. The standard fee for balance transfers is either $5.00 or 3.00% of the amount of each transaction, whichever is greater. Balance transfers can be submitted via the Teachers' website (credit card section), Teachers' Mobile Banking App (credit card section) or with a Member Service Representative by calling 855-462-5880. The minimum transfer amount is $1,000.00. Only non-Teachers Federal Credit Union balances can be transferred. This promotion does not include Student Visa, Share Secured Visa, or Visa Business card. Balance transfers do not earn points or cash rewards. All other Credit Card terms and conditions remain the same. Offer subject to credit approval and APR may vary. Membership at Teachers is required by opening a minimum $1.00 Regular Savings account. 

To find out your available cash limit you can call Customer Service at 1-855-462-5880 or from outside of the U.S. call 1-301-945-3582.