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Youth Savings

The Berenstain Bears Financial Literacy Program educates children about the money management concept Save, Share, Spend, Earn.

Additional Benefits for Kids ages 10 and under:

  • The account will be called a CUB ACCOUNT
  • Kids receive The Berenstain Bears® Book
  • A Membership Card
  • A Bookmark

*Annual Percentage Yield (APY) effective 1/1/17 and is subject to change without notice. 3.00% APY is earned on balances up to $1,000 on Youth Savings Accounts; balances higher than $1,000 currently earn 0.10% APY. New accounts only. A Cub Account is a Youth Savings Account for children ages 10 and under. Calculated rate, which is shown on account statement, is based on first $1,000 at 3.0% APY then anything above $1,000 calculated at 0.10% APY which is current Regular Savings Account APY. Special rate limited to one Youth Savings Account per member. Fees or other conditions could reduce earnings. Consumer accounts only. Certain restrictions may apply. Youth Savings Account up to age 18. Over 18 automatically converted to a basic savings account. Membership conditions may apply. $1 balance required to open account. † Subject to membership eligibility.

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