Enjoy an 0% Introductory APR on Balance Transfers and New Purchases.

Cash Back on All Purchases

 

Get rewarded with cash back** on everyday purchases with the Teachers Visa Cash Back Credit Card. Whether you’re shopping online, dining out, or filling up your gas tank, it's good to know some of what you spend is going right back into your pocket. You will earn 1.5% cash back on all purchases that can be redeemed for ACH into your Teachers account, statement credit or a gift card.
 

View your reward balance and redeem your cash back by logging into your Teachers Online or Mobile Banking. Cash back benefits include:
 

  1. Statement credit
  2. Direct deposit into your Teachers account
  3. Merchandise gift cards

Apply Now

Visa Cash Back Features
CreditCard-Website-Icons_BalanceTransfer
0% Intro APR**

on Balance Transfers and New Purchases***

Low APR available based on creditworthiness
Low APR*

APR as low as 16.10%**
 

1.5% Icon
1.5% Cash Back*** on all purchases

Earned on all qualified purchases

No annual fees
No Annual Fee
Unlimited Rewards
No Expiration of Rewards
Contactless Credit Cards
Contactless

Security of a chip card with the convenience of a tap

additional benefits for Teachers members
Member Discounts

Educated Choice****

Explore the Perks to Having a Visa Card from Teachers

See the benefits

Earn up to 1% cash back on all purchases

Agreement and Disclosures

ALL RATES AND TERMS ARE SUBJECT TO CHANGE WITHOUT NOTICE.

*APR = Annual Percentage Rate

**The introductory rate of 0.00% APR is for 12 billing cycles on qualified balance transfers. When the promotional period ends, any new or outstanding balance transfers will revert to the standard APR, of the selected card which currently ranges from 16.10% to 18.00% APR (as of October 1, 2023). Offer is subject to change at any time without notice. Offer ends April 13, 2024. Balance transfers must be made during the promotional period to qualify for the introductory rate. The standard fee for balance transfers is either $5.00 or 3.00% of the amount of each transaction, whichever is greater. Balance transfers can be submitted via the Teachers website (credit card section), Teachers' Mobile Banking App (credit card section) or with a Member Service Representative by calling 855-462-5880. The minimum transfer amount is $1,000.00. Only non-Teachers Federal Credit Union balances can be transferred. This promotion does not include Student Visa, Share Secured Visa, or Visa Business card. Balance transfers do not earn points or cash rewards. All other Credit Card terms and conditions remain the same. Offer subject to credit approval and APR may vary.

***When the promotional period ends, any new or outstanding purchases will revert to the Standard APR. Introductory new card purchase rate of 0.00% APR for 12 months from the date the account is opened. The standard variable APR for purchases is based on your creditworthiness, adjusts with the Prime Rate and ranges from 16.10% - 18.00% APR. This offer is valid for new Platinum and Cash Back Cards only (excludes new Low Rate, Student Visa, Share Secured Visa, or Visa Business card). Excludes Statement checks, Convenience checks and Cash advances. All other Credit Card terms and conditions remain the same. Offer subject to credit approval and APR may vary. Offer expires July 24, 2024.

****Earn 1.5% cash back on all purchases. Cash earned can be redeemed at any time and will not expire. The Credit Union reserves the right to modify, amend or discontinue the promotion at any time without notice. Cash limits on all Teachers cards are limited to 20% of the Credit line.

Membership at Teachers is required by opening a minimum $1.00 regular savings account required at or prior to account opening.

To find out your available cash limit you can call Customer Service at 1-855-462-5880 or from outside of the U.S. call 1-301-945-3582. OR Cash Limits on all Teachers cards are limited to 20% of the Credit line.

If you have questions about your Scorecard Rewards, call 1-800-854-0790. For all other questions about your credit card, contact the Teachers Card Holder Assistance Center at 1-855-462-5880 or 1-301-945-3582.