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Business Certificates

If you're interested in a worry-free investment, a Teachers Federal Credit Union certificate may be right for you.

Terms

Lock in an interest rate for the full term of your certificate.* Terms from 90 days to 60 months.

*Penalty may be imposed for early withdrawal.

Minimum Balance

Minimum deposit: $1,000.

Dividends

Dividends on all certificates are compounded daily. With the exception of the 90 day certificate, members have the option of electing to have dividends paid to them monthly or quarterly. Dividends on the 90 day certificate will be paid at maturity.

Jumbo Certificates

Minimum deposit: $100,000.

Insurance

Your savings are federally insured up to $250,000 and backed by the full faith and credit of the National Credit Union Share Insurance Fund (NCUSIF).

Penalties on Withdrawals Prior to Maturity of Share Certificates

  • Terms of ONE YEAR OR LESS, the penalty for premature withdrawal will be the lesser of the following: all dividends earned since date of issuance or 180 days dividends.
  • Terms of MORE THAN ONE YEAR, the penalty for premature withdrawal will be the lesser of the following: all dividends earned since the date of issuance or 270 days dividends.
  • Note: Partial withdrawals from certificates are not permitted. All certificates must be redeemed in full.

Easy to Open

Just call 631-698-7000. ext 6780, or visit any of our branches.

Featured Rates

ProductAPY*
3 Month0.40%
6 Month1.00%
12 Month2.10%
16 Month1.80%
24 Month2.35%
30 Month3.00%
36 Month2.35%
48 Month2.40%
60 Month2.70%
See All

*APY = Annual Percentage Yield. All rates are subject to change without notice.

Related Links

Fees, Forms & Disclosures

Share Branch NCUA Equal Housing Lender