High school and college students can earn up to a $100 cash bonus. 

Open a new Teachers checking account with a debit card and earn up to a $100 cash bonus.1 Now that’s Smart. 

 

3 Easy Steps to Earn:

Earn $25 per month for up to 4 months by completing the following requirements: 

  1. Open a new Teachers checking account with a debit card.
  2. Make 10 debit card transactions per month.
  3. Enroll in Online Banking and eStatements.

Teachers Checking Account Options: 

Share Draft Checking

Get the flexibility you need for day-to-day spending with no minimum balance required and no monthly service fee. Visit your local branch to earn up to a $100 cash bonus.

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Smart Checking

Earn 14x the national average† with a Teachers Smart Checking account. Open a high-yield Smart Checking account that earns 2.50% APY* on balances up to $15,000 and 0.10% APY* on balances greater than $15,000 when you meet the qualifications. Visit your local branch to earn up to a $100 cash bonus.

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Find a Teachers Location Near You

Disclosures

*APY=Annual Percentage Yield.

1Student Offer: High School and College students can earn up to a $100 cash bonus. The $100 cash bonus will be earned by opening a new Teachers checking account and using your Teachers debit card for 10 purchase transactions each monthly statement cycle (“Evaluation Period”) for four consecutive Evaluation Periods. A high school or college identification is required to open the Teachers checking account and be eligible for this promotion.

Additional Program Guidelines/Restrictions: Offer from 06/02/2025 to 12/31/2025. This offer is available to new members only. Non-member joint account holders are not eligible. This offer can only be redeemed at a Teachers branch location. All account applications are subject to approval. A new Smart Checking, Share Draft Checking, or Young Professional Checking account must be opened to be eligible. Eligibility for this offer will also require enrollment in Online Banking and eStatements. Debit card transactions must post and clear in the new checking account during the Evaluation Periods defined in this promotion. Members will have until the end of the second Evaluation Period to meet the requirements. After each Evaluation Period in which the offer requirements have been met, any earned cash bonuses will be deposited to the primary member’s Regular or Youth Savings account within 30 calendar days. The checking account must be open and in good standing with a balance greater than or equal to $0.00 in order to be eligible for the cash bonus. This offer is limited to one per primary member. Business and trust accounts are not eligible. These offers may be combined with the Refer-a-Friend promotion. Teachers Federal Credit Union reserves the right to modify or discontinue this offer at any time. We also reserve the right to rescind any cash bonus paid if there is a violation of the terms, requirements, and/or promotional guidelines of this offer. The cash bonuses earned will be reported on IRS Form 1099-MISC (or Form 1042-S, if applicable). Membership at Teachers is required by opening a Regular Savings account or Youth Savings account with a minimum opening deposit of $1.00.

†Based on comparison of average interest checking account rates at Credit Unions and Banks, accurate as of April 8, 2025. Average rates may change quarterly.