The smarter way to save.

Whether you are saving for a house, saving for a vacation, or planning for retirement, your tomorrow is worth saving for, and we want to help you get there on your terms. Take advantage of our highly competitive certificate offers.

It pays to save with a Teachers Certificate

A certificate is a faster way to grow your savings and achieve your financial goals.

7-Month Certificate

  • Earn 4.00% APY2
  • $1,000 minimum deposit required
  • New money only

22-Month Certificate

  • Earn 4.25% APY3
  • $1,000 minimum deposit required
  • New money only

Why Choose Teachers?

Teachers Federal Credit Union prioritizes its members' financial well-being by offering better rates, lower fees, and outstanding service.

  • Member-owned: We are a member-owned not-for-profit. That means our members come first -- always.
  • Lower Rates, Higher Yields: Enjoy competitive loan rates and higher returns on deposits, designed to maximize your financial growth.
  • Lower Fees: Benefit from lower fees on many accounts and services to help you keep more of your hard-earned money.
  • Help When You Need It: Connect with our support team through online chat, phone, or in person at our branches.

Ready to get started? Meet with a Teachers financial expert.

Disclosures

*APY=Annual Percentage Yield.

1Certificate is available for New Money only. New Money is defined as money not currently on deposit or held by Teachers FCU within the previous 12 months. New Money is determined at Teachers FCU’s sole discretion.

2All rates and terms are subject to change without notice. A penalty may be imposed for early withdrawals. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings. Fees may reduce earnings. $1,000.00 minimum balance required to open an account and earn the APY. Restrictions may apply. Certificate automatically converts at maturity to a standard 9-month certificate at the current market rate. Rates are determined by the account's primary address and zip code. Membership at Teachers is required by opening a minimum $1.00 Regular or Youth Savings account, minimum $1.00 deposit required.

3All rates and terms are subject to change without notice. A penalty may be imposed for early withdrawals. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings. Fees may reduce earnings. $1,000.00 minimum balance required to open an account and earn the APY. Restrictions may apply. Certificate automatically converts at maturity to a standard 22-month certificate at the current market rate. Rates are determined by the account's primary address and zip code. Membership at Teachers is required by opening a minimum $1.00 Regular or Youth Savings account, minimum $1.00 deposit required.