Thank you for taking our Fraud Prevention Quiz! Here are the correct answers and why they matter. Use these tips to protect your accounts from scams and fraud.
You get a text message saying, “There is a problem with your bank account. Click here to resolve it now.” What is your next step?
C. Contact your financial institution directly using the phone number on its official website.
Scammers often send alarming messages to trick you into acting fast. Never respond or click, and always verify by contacting your financial institution through official channels.
Someone claiming to be from your financial institution calls and says, “We sent you a security code. Please read it back to verify your identity.” What should you do?
C. Hang up and contact your financial institution directly using the phone number on its official website.
Legitimate companies never ask for your multi-factor authentication (MFA) codes. Sharing them can let fraudsters access your accounts.
You receive a message that looks like it is from your financial institution asking you to call a specific number to confirm a payment. What should you do?
C. Contact your financial institution directly using the phone number on its official website.
Scammers can spoof legitimate messages. Always verify by calling your financial institution using numbers from official sources.
You receive a text message with a link that says, “Urgent: Login now to secure your account.” What should you do?
C. Visit your financial institution's official website by typing the URL yourself and logging in directly.
Do not click links from unsolicited messages. Instead, type the official website URL yourself or use a bookmark to log in safely.
Learn more about protecting yourself from fraud at teachersfcu.org/fraud-prevention.