Borrow Smart. Get More.

Whether you’re buying, refinancing, or using your home’s equity, Teachers offers home lending solutions with competitive rates, low fees, and personalized service. Discover our wide range of products and financial tools, along with expert advice to help you every step of the way.

Ready to start saving more with Teachers?

Turn equity into opportunity with a home equity line of credit from Teachers, giving you unmatched financial flexibility. Introductory rates as low as 3.99% APR.*

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From your first home to your forever home, Teachers can help make your dream home a reality. With a wide range of home lending options, our experts will guide you to the solution that best fits your needs and budget.

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Your mortgage should work for you and fit your financial priorities. Refinance with Teachers to lower your rate, reduce your monthly payment, consolidate debt, or gain access to the equity in your home.1

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Earn 14x the national average† with Smart Checking and make your money count.

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Why Choose Teachers?

Teachers prioritizes its members' financial well-being by offering better rates, lower fees, and outstanding service that directly benefit our members.

  • Better Rates: Enjoy competitive loan rates and higher returns on savings, designed to maximize your financial goals.
  • Fewer Fees: Keep more of your hard-earned money.
  • Personalized Service: Receive tailored advice and solutions that align with your unique financial needs.
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Ready to get started? Meet with a Teachers financial expert

DISCLOSURES

*APR=Annual Percentage Rate. Not all applicants will qualify.

1Subject to creditworthiness and membership eligibility. Rates may change at any time without notice.

†Based on comparison of average interest checking account rates at Credit Unions and Banks, accurate as of January 15, 2026. Average rates may change quarterly.