MORTGAGES PURCHASE
Effective Date: November 27, 2020
Credit Union Mortgage Rates
We offer 90% financing up to $1M with PMI and 80% financing from $1M - $3M. Loans are NOT locked in at application. A completed application is required prior to locking in.
Rate Lock-ins cannot be accepted by fax.
Rate Lock-ins are only available Monday thru Friday, 10am to 4pm. Your lock-in rate may be different from the rate posted here.
| Fixed Rate Mortgage** | Rate | APR* | Payment/ $1,000 | ||
|---|---|---|---|---|---|
| 10 Year (up to 97% financing) | 2.25% | 2.38% | $9.31 | Apply | |
| 15 Year (up to 97% financing) | 2.375% | 2.46% | $6.61 | Apply | |
| 20 Year (up to 97% financing) | 2.625% | 2.69% | $5.36 | Apply | |
| 30 Year (up to 97% financing) | 2.625% | 2.71% | $4.02 | Apply |
| Adjustable** | Rate | APR* | Payment/ $1,000 | ||
|---|---|---|---|---|---|
| 5/1 Adjustable | 2.375% | 2.96% | $3.89 | Apply | |
| 7/1 Adjustable | 2.50% | 2.93% | $3.95 | Apply | |
| 10/1 Adjustable | 2.625% | 2.91% | $4.02 | Apply |
| Jumbo Mortgage | Rate | APR* | Payment/ $1,000 | ||
|---|---|---|---|---|---|
| 15 Year Fixed** | 2.625% | 2.68% | $6.73 | Apply | |
| 20 Year Fixed** | 2.875% | 2.92% | $5.48 | Apply | |
| 30 Year Fixed** | 2.875% | 2.90% | $4.15 | Apply | |
| 5/1 Year Adjustable | 2.625% | 2.98% | $4.02 | Apply | |
| 7/1 Adjustable | 2.75% | 2.98% | $4.08 | Apply | |
| 10/1 Year Adjustable | 2.875% | 3.00% | $4.15 | Apply |
| Home Ready Mortgage** | Rate | APR* | Payment/ $1,000 | ||
|---|---|---|---|---|---|
| 30 Year Fixed | 2.875% | 2.97% | $4.15 | Apply |
| No Closing Cost Mortgage | Rate | APR* | Payment/ $1,000 | ||
|---|---|---|---|---|---|
| 20 Year Fixed | 3.125% | 3.19% | $5.61 | Apply | |
| 30 Year Fixed | 3.125% | 3.17% | $4.28 | Apply | |
| 5/1 Adjustable | 2.875% | 3.08% | $4.15 | Apply | |
| 7/1 Adjustable | 3.00% | 3.11% | $4.22 | Apply | |
| 10/1 Adjustable | 3.125% | 3.17% | $4.28 | Apply |