Rates

MORTGAGES PURCHASE

Effective Date: November 27, 2020

Credit Union Mortgage Rates

We offer 90% financing up to $1M with PMI and 80% financing from $1M - $3M. Loans are NOT locked in at application. A completed application is required prior to locking in.

Rate Lock-ins cannot be accepted by fax.
Rate Lock-ins are only available Monday thru Friday, 10am to 4pm. Your lock-in rate may be different from the rate posted here.

Fixed Rate Mortgage** Rate APR* Payment/ $1,000
10 Year (up to 97% financing) 2.25% 2.38% $9.31 Apply
15 Year (up to 97% financing) 2.375% 2.46% $6.61 Apply
20 Year (up to 97% financing) 2.625% 2.69% $5.36 Apply
30 Year (up to 97% financing) 2.625% 2.71% $4.02 Apply
Adjustable** Rate APR* Payment/ $1,000
5/1 Adjustable 2.375% 2.96% $3.89 Apply
7/1 Adjustable 2.50% 2.93% $3.95 Apply
10/1 Adjustable 2.625% 2.91% $4.02 Apply
Jumbo Mortgage Rate APR* Payment/ $1,000
15 Year Fixed** 2.625% 2.68% $6.73 Apply
20 Year Fixed** 2.875% 2.92% $5.48 Apply
30 Year Fixed** 2.875% 2.90% $4.15 Apply
5/1 Year Adjustable 2.625% 2.98% $4.02 Apply
7/1 Adjustable 2.75% 2.98% $4.08 Apply
10/1 Year Adjustable 2.875% 3.00% $4.15 Apply
Home Ready Mortgage** Rate APR* Payment/ $1,000
30 Year Fixed 2.875% 2.97% $4.15 Apply
No Closing Cost Mortgage Rate APR* Payment/ $1,000
20 Year Fixed 3.125% 3.19% $5.61 Apply
30 Year Fixed 3.125% 3.17% $4.28 Apply
5/1 Adjustable 2.875% 3.08% $4.15 Apply
7/1 Adjustable 3.00% 3.11% $4.22 Apply
10/1 Adjustable 3.125% 3.17% $4.28 Apply