MORTGAGES PURCHASE
Effective Date: January 25, 2021
Credit Union Mortgage Rates
We offer 90% financing up to $1M with PMI and 80% financing from $1M - $3M. Loans are NOT locked in at application. A completed application is required prior to locking in.
Rate Lock-ins cannot be accepted by fax.
Rate Lock-ins are only available Monday thru Friday, 10am to 4pm. Your lock-in rate may be different from the rate posted here.
Fixed Rate Mortgage** | Rate | APR* | Payment/ $1,000 | ||
---|---|---|---|---|---|
10 Year (up to 97% financing) | 2.125% | 2.36% | $9.26 | Apply | |
15 Year (up to 97% financing) | 2.125% | 2.29% | $6.49 | Apply | |
20 Year (up to 97% financing) | 2.50% | 2.63% | $5.30 | Apply | |
30 Year (up to 97% financing) | 2.625% | 2.71% | $4.02 | Apply |
Adjustable** | Rate | APR* | Payment/ $1,000 | ||
---|---|---|---|---|---|
5/1 Adjustable | 2.50% | 2.94% | $3.95 | Apply | |
7/1 Adjustable | 2.625% | 2.92% | $4.02 | Apply | |
10/1 Adjustable | 2.75% | 2.93% | $4.08 | Apply |
Jumbo Mortgage | Rate | APR* | Payment/ $1,000 | ||
---|---|---|---|---|---|
15 Year Fixed** | 2.625% | 2.68% | $6.73 | Apply | |
20 Year Fixed** | 2.75% | 2.79% | $5.42 | Apply | |
30 Year Fixed** | 2.875% | 2.90% | $4.15 | Apply | |
5/1 Year Adjustable | 2.625% | 2.98% | $4.02 | Apply | |
7/1 Adjustable | 2.75% | 2.98% | $4.08 | Apply | |
10/1 Year Adjustable | 2.875% | 3.00% | $4.15 | Apply |
High Balance*** | Rate | APR* | Payment/$1000 | ||
---|---|---|---|---|---|
15 Year Fixed | 2.375% | 2.42% | $6.61 | Apply | |
20 Year Fixed | 2.75% | 2.78% | $5.42 | Apply | |
30 Year Fixed | 2.75% | 2.78% | $4.08 | Apply | |
5/1 ARM Adjustable | 2.625% | 2.90% | $4.02 | Apply | |
7/1 ARM Adjustable | 2.750% | 2.91% | $4.08 | Apply | |
10/1 ARM Adjustable | 2.875% | 2.95% | $4.15 | Apply |
Home Ready Mortgage** | Rate | APR* | Payment/ $1,000 | ||
---|---|---|---|---|---|
30 Year Fixed | 2.875% | 2.97% | $4.15 | Apply |
No Closing Cost Mortgage | Rate | APR* | Payment/ $1,000 | ||
---|---|---|---|---|---|
20 Year Fixed | 3.00% | 3.06% | $5.55 | Apply | |
30 Year Fixed | 3.125% | 3.17% | $4.28 | Apply | |
5/1 Adjustable | 3.00% | 3.10% | $4.22 | Apply | |
7/1 Adjustable | 3.125% | 3.14% | $4.28 | Apply | |
10/1 Adjustable | 3.25% | 3.21% | $4.35 | Apply |