Rates

MORTGAGES PURCHASE

Effective Date: January 25, 2021

Credit Union Mortgage Rates

We offer 90% financing up to $1M with PMI and 80% financing from $1M - $3M. Loans are NOT locked in at application. A completed application is required prior to locking in.

Rate Lock-ins cannot be accepted by fax.
Rate Lock-ins are only available Monday thru Friday, 10am to 4pm. Your lock-in rate may be different from the rate posted here.

Fixed Rate Mortgage** Rate APR* Payment/ $1,000
10 Year (up to 97% financing) 2.125% 2.36% $9.26 Apply
15 Year (up to 97% financing) 2.125% 2.29% $6.49 Apply
20 Year (up to 97% financing) 2.50% 2.63% $5.30 Apply
30 Year (up to 97% financing) 2.625% 2.71% $4.02 Apply
Adjustable** Rate APR* Payment/ $1,000
5/1 Adjustable 2.50% 2.94% $3.95 Apply
7/1 Adjustable 2.625% 2.92% $4.02 Apply
10/1 Adjustable 2.75% 2.93% $4.08 Apply
Jumbo Mortgage Rate APR* Payment/ $1,000
15 Year Fixed** 2.625% 2.68% $6.73 Apply
20 Year Fixed** 2.75% 2.79% $5.42 Apply
30 Year Fixed** 2.875% 2.90% $4.15 Apply
5/1 Year Adjustable 2.625% 2.98% $4.02 Apply
7/1 Adjustable 2.75% 2.98% $4.08 Apply
10/1 Year Adjustable 2.875% 3.00% $4.15 Apply
High Balance*** Rate APR* Payment/$1000
15 Year Fixed 2.375% 2.42% $6.61 Apply
20 Year Fixed 2.75% 2.78% $5.42 Apply
30 Year Fixed 2.75% 2.78% $4.08 Apply
5/1 ARM Adjustable 2.625% 2.90% $4.02 Apply
7/1 ARM Adjustable 2.750% 2.91% $4.08 Apply
10/1 ARM Adjustable 2.875% 2.95% $4.15 Apply
Home Ready Mortgage** Rate APR* Payment/ $1,000
30 Year Fixed 2.875% 2.97% $4.15 Apply
No Closing Cost Mortgage Rate APR* Payment/ $1,000
20 Year Fixed 3.00% 3.06% $5.55 Apply
30 Year Fixed 3.125% 3.17% $4.28 Apply
5/1 Adjustable 3.00% 3.10% $4.22 Apply
7/1 Adjustable 3.125% 3.14% $4.28 Apply
10/1 Adjustable 3.25% 3.21% $4.35 Apply