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Check Cashing

TFCU Offers a Safe, Convenient Alternative for Cashing Payroll and Government Checks

Payroll and Government checks will be cashed for members and non-members for the low fee of just 1.5% of the check amount. Through our partnership with Certegy Check Services, we offer faster, safer check cashing service and lower fees than typical check cashing stores. This service is available at most TFCU branches.

Check Amount Limits

  • Payroll checks: up to $1,500.
  • Government, tax refund or insurance checks: up to $2,000.


  • 1.5% of the amount of the check.

Identification Requirements

  • Driver's license and social security number.
  • If no driver's license, then a military identification card or state- issued identification card is acceptable.
  • TFCU account is NOT required.

Membership is open to all Long Islanders who live, work (or regularly conduct business in), worship, or attend school in and businesses located in Suffolk County or Nassau County, New York. Subject to membership eligibility.

See TFCU's branch locations and hours

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