Balance Transfer

Great Rate. Maximum Flexibility.

Open the 24-Month Smart Certificate to meet all your financial needs.

Enjoy 2.00% APY for the first year, then you can make a penalty-free withdrawal or keep the Smart Certificate and earn even more at 2.30% APY for the second year, so you have your money when you need it.*

*All rates and terms are subject to change without notice. Annual Percentage Yield (APY) accurate as of 12/16/2019. Limited time offer. Early penalty may be imposed on early withdrawals. Minimum opening balance: $1,000. One year certificate rate will be 2.00% APY, if no withdrawal is made, an automatic interest rate increase on the one-year anniversary date for the term of the "Smart Certificate," will be 2.30% APY. For a period of seven (7) calendar days following the one-year anniversary date, you may withdraw some or all of your money with no penalty. The "Smart Certificate," Blended 2.15% (APY) reflects the total interest that will be paid during the term of the certificate and assumes accrued and credited dividends will remain in the account until maturity. At the two year maturity date, if renewed, the "Smart Certificate," will renew as a standard (non-rising rate), fixed certificate (or IRA Certificate) of the same term at current market rate. Notice will not be sent on the one-year anniversary date; contact TFCU if funds are to be withdrawn after one year. "Smart Certificate," is eligible for all account types. Teachers Federal Credit Union reserves the right to discontinue this promotion at anytime at our sole discretion."

Great Rate.
Maximum Flexibility.

Open the 24-Month Smart Certificate to meet all your financial needs.

Enjoy 2.00% APY for the first year, then you can make a penalty-free withdrawal or keep the Smart Certificate and earn even more at 2.30% APY for the second year, so you have your money when you need it.*

*All rates and terms are subject to change without notice. Rates & terms accurate as of 5/16/2019. APR: Annual Percentage Rate. When the promotional period ends, any new or outstanding balance transfers and purchases will revert to the then Standard APR for the card type, which is currently: Platinum 9.96%, Classic 12.84%, No Frills 9.84%. All other terms and conditions are the same. We will accept balance transfers that are an aggregate of $1,000 as long as they are submitted in one transaction. (This does not apply to statement or letter checks). Excludes Student, Secured & Business Credit Cards. Membership conditions may apply.
**Excludes cash advances ***No Fee with a minimum of $1,000

Featured Rates

Credit CardAPR*
Platinum9.48%
"Cash Back" Classic12.36%
"No Frills" Classic9.36%
Student "No Frills" Classic9.36%
Secured Classic6.72%
See All

*APR = Annual Percentage Rate. All rates are subject to change without notice.

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