Earn $5 on your Next Visa Billing Statement by Signing up for E-Statements! Simply log into Online Banking. Click Credit Card Transactions. Follow the Promts to Access your Credit Card Account. Select Services then Statement Delivery. Have Questions? We're always happy to help. Call us at 631-698-7000, extension 6790.

Student No Frills Credit Card

TFCU will begin running an ongoing promotion starting November 1, 2018 for New and Existing Visa credit cardholders.

NEW credit card accounts opened on or after November 1, 2018 will receive the following promotion:

  • Annual Percentage Rate (APR): 2.99% APR on Purchases for 12 billing cycles from the initial transaction*.
  • Excludes Cash Advances

NEW & EXISTING credit card accounts will receive the following promotion:

  • Annual Percentage Rate (APR): 2.99% APR on Balance Transfers
  • Term: 12 billing cycles for each transaction.
  • Minimum of $1,000.00**
  • No Balance Transfer Fee
  • Balance Transfers can be submitted in the branch, over the phone with Customer Service at 855-462-5880, and the credit card website in online banking.
  • Excludes Student, Share Secured, and Business cards
  • Excludes Statement checks and Convenience checks
  • Card does NOT need to be activated in order to complete a Balance Transfer

All rates and terms are subject to change without notice. APR: Annual Percentage Rate.
*When the promotional period ends, any new or outstanding Purchases will revert to the Standard APR for that card type, which is currently: Platinum 9.96%, Classic 12.84%, No Frills 9.84%. All other terms and conditions are the same.
**We will accept balances transfers that are an aggregate of $1,000 as long as they are submitted in one transaction.

Student No Frills Card

The Student No Frills card is for College Students only with credit limits from $250 up to $750. The student card allows young adults to establish credit. No credit history is required. Derogatory credit is not allowed.

All applicants must provide proof of regular monthly income (i.e. current paystub) to verify their repayment ability. Applicants 18-21 years old without verifiable repayment ability will require a parent or legal guardian to sign as co-applicant. The parent or legal guardian will be responsible for repayment of the card balance.

Credit Card Disclosure

Credit Card Lending Agreement

Apply! >

Visa Features

Visa credit card programs let you choose the card that's right for you. All TFCU Visa Cards offer:

  • No annual fee
  • Low rates
  • 25-day grace period on purchases
  • Easy monthly payments
  • Download the free CardValet app from the Apple┬« App Store or Google┬« Play Store to actively manage your TFCU credit card

Questions? View your account information in Online Banking or call our Visa Customer Service Center toll free at 1-855-462-5880 or 1-301-945-3582.

Send Billing Inquiries and Correspondence to:
Card Services, P.O. Box 183258, Columbus, OH 43218-3258.

Mail Payments to:
P.O. Box 2711, Omaha, NE 68103-2711.

All rates and terms are subject to change without notice.

**Cash Limits on all TFCU cards are limited to 20% of the Credit line. To find out your available cash limit you can call Customer Service at 1-855-462-5880 or 1-301-945-3582.

Featured Rates

Credit CardAPR*
"Cash Back" Classic12.36%
"No Frills" Classic9.36%
Student "No Frills" Classic9.36%
Secured Classic6.72%
See All

*APR = Annual Percentage Rate. All rates are subject to change without notice.

Additional Resources

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