Mini Fixed Equity Loan

Fixed Rate First Lien Position**

Maximum loan amount: $500,000


  • Perfect for borrowers with no mortgage or home equity loan lien on their property
  • 5- to 20-year repayment terms available
  • Borrow from $10,000 up to $500,000
  • Faster application, approval, & closing time
  • No title insurance needed
  • No closing costs
  • Tax deductions available (consult your tax advisor)


  • 0 to 120 months, minimum loan $10,000
  • 121 to 180 months, minimum loan $20,000
  • 181 to 240 months, minimum loan $30,000

**APR: Annual Percentage Rate. All rates and terms are subject to change without notice. Rates will be based on credit history. Rate shown is the lowest available. Applicants not approved at these rates or terms may be offered credit at a higher rate or term. Lien must be in first position on the subject property. Appraisal will be required. Primary residence – New York only. Ask for details. Membership conditions may apply.