HomeReady Mortgage

Fixed Rate

Maximum loan amount: $510,400

  • Purchase and Refinance


Property Eligibility:

  • One (1) unit principal residence, including eligible condos.
  • 2-4 unit principal residence (no condos).


  • 30 years - Fixed

* Borrowers household income and property must meet all Fannie Mae (FNMA) criteria.
* Prior to Closing, member must complete a Home Buyer Education Class and receive a certificate.

Rate Lock-Ins and Rate Buy-Downs Available

All rates and terms are subject to change without notice.