Five Star Rating For Our Financial Strength And Superior Service

Contact Information

631-698-7000 ext. 6790

Rate Lock-ins

Loans are NOT locked in at application. A completed application is required prior to locking in. Rate Lock-ins cannot be accepted by fax.

Rate Lock-ins are only available Monday thru Friday, 10am to 4pm. Your lock-in rate may be different from the rate posted here.

For Mortgage payments use the following address:
TFCU Mortgage Loans
75 Remittance Drive Dept. 6824
Chicago, IL 60675-6824

For Mortgage PAYOFFS please send to the following address:
TFCU Mortgage Department
PO Box 9005
Smithtown, NY 11787-9005

Apply Online

You can apply for a mortgage from the comfort of your own home using TFCU's convenient online application. Click the icon to get the easy, intuitive process started!

Apply In Person

Our helpful and friendly mortgage experts can help guide you through the application process. Stop in, say hello, and let us help you get financing towards your dream home! From Manhattan to Riverhead, TFCU's staff is ready to usher you through the process.


TFCU offers a variety of great financial products that fit your financing needs, from fixed-rate mortgages, financing to build home equity, to our suite of adjustable products . Click the icon to explore what we offer.


The mortgage process can be intimidating. As a member-oriented institution, TFCU wants to make the process as approachable as possible. Have a question about mortgages? This is the place for you!

Click the icon to find a host of resources that will help you learn about our products, define common terms, guide you through the application process and more.

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