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Mortgage Rates

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Information = Information Application = Application Calculator = Calculator
Fixed Rate Mortgages* InformationApplication Calculator Rate Payment per $1,000
10 Year
(up to 95% financing)		 5.125% $10.67
15 Year
(up to 95% financing)		 5.125% $7.97
20 Year
(up to 95% financing)		 5.750% $7.02
30 Year
(up to 95% financing)		 5.750% $5.84
40 Year
(up to 95% financing)		 6.125% $5.59
Flex97 Fixed Rate Mortgage InformationApplication
(3% down) 		6.250% $6.16
My Community Mortgage InformationApplication Calculator
(0% down)
30 Year Fixed 7.000% $6.65
40 Year Fixed 7.375% $6.49
5/1 Adjustable
 6.125% $6.08
7/1 Adjustable
 6.375% $6.24
10/1 Adjustable
 6.750% $6.49
Adjustable Mortgages
Two Step Adjustable
(up to 90% financing)		 5.250% $5.52
HLPR 3 /1 Adjustable 5.125% $5.44
1 Year Convertible Adjustable
(up to 90% financing)		 3.250% $4.35
1 Year Adjustable 3.125% $4.28
3/1 Adjustable 4.250% $4.92
5/1 Adjustable 4.750% $5.22
7/1 Adjustable 5.125% $5.44
10/1 Adjustable 5.500% $5.68
Co-Op Mortgages InformationApplication Calculator
15 Year Fixed 5.125% $7.97
30 Year Fixed 5.750% $5.84
3/1 Adjustable 4.250% $4.92
5/1 Adjustable 4.750% $5.22
7/1 Adjustable 5.125% $5.44
10/1 Adjustable 5.500% $5.68
Interest First Mortgages InformationApplication Calculator
Interest First Payment based on a
30 Year Term.  At the end of the
Interest Only Period, the remaining term
will be 20 years or 15 years, respectively. 		 
Rate Interest Only
(first 120 mos.)		 Principle+Interest
(remaining 240 mos.)
10 Year Interest Only 6.125% $5.10 $7.24
  Rate Interest Only
(first 180 mos.)		 Principle+Interest
(remaining 180 mos.)
15 Year Interest Only 6.125% $5.10 $8.51
Jumbo Mortgages
15 Year Fixed Rate* 5.375% $8.10
30 Year Fixed Rate* 6.000% $6.00
1 Year Adjustable Rate Mortgage 3.875% $4.70
3/1 Year Adjustable Rate Mortgage 5.000% $5.44
5/1 Year Adjustable Rate Mortgage 5.500% $5.68
7/1 Year Adjustable Rate Mortgage 5.875% $5.92
10/1 Year Adjustable Rate Mortgage

6.250%

 $6.16
Jumbo Interest First Mortgages Rate Interest Only
(first 120 mos.)		 Principle+Interest
(remaining 240 mos.)
10 Year Interest Only 6.375% $5.31 $7.38
  Rate Interest Only
(first 180 mos.)		 Principle+Interest
(remaining 180 mos.)
15 Year Interest Only

6.375%

 $5.31 $8.64
No Income Check Mortgages
10 Year Fixed* 6.125% $11.16
15 Year Fixed* 6.125% $8.51
20 Year Fixed* 6.750% $7.60
30 Year Fixed* 6.750% $6.49
1 Year Adjustable 4.125% $4.85
3/1 Year Adjustable 5.250% $5.52
5/1 Year Adjustable 5.750% $5.84
* 80.01 LTV and greater add .125% to fixed interest rates.