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Educated Choice

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Educated Choice

Member

Maintain a combined minimum deposit balance of $5,000 or more, you'll get a 0.50% loan rate discount; $2,500 to $4,999 and your discount is 0.25%.

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Vacation Loan

Application  |  Rates

Summertime Means Fun Time!

A TFCU Vacation Loan Can Make Traveling Affordable

Current rates and terms:

Vacation Loan Rates
Term (months) APR*
with Automatic Payment Discount
Up to 12 8.50%
13 - 24 8.99%
25 - 36 9.40%
37 - 48 9.90%
  • Rates as low as 8.50% APR*
  • Borrow up to $12,500**
  • Defer payment until October 2008***
  • Take up to 4 years to repay
  • Offer expires August 31, 2008
  •  

Sample
Loan Amount
12 Months
8.50%
24 Months
8.99%
36 Months
9.40%
48 Months
9.90%
$5,000 $436.21 $228.47 $159.98 $126.62

 

* APR: Annual Percentage Rate. Rates are available for loans with Preauthorized Debit from TFCU Savings or Checking Account. Loan Rates without automatic payments will be .50% higher than those displayed. Rates shown assume maximum discount for Educated Choice. Add .50% without maximum Educated Choice discount. Discounts cannot be applied to existing vacation loans. Applicants not approved at these rates or terms may be offered credit at a higher rate and/or different terms.
** New and existing loan balances cannot exceed an aggregate total of $12,500. Offer expires on August 31, 2008.
*** Monthly payments deferred until October 2008 will have interest accruing from the day the loan is disbursed. This deferment will affect monthly payments and finance charges.