Search | Contact Us | Online Banking

Educated Choice

Become an

Educated Choice

Member

Maintain a combined minimum deposit balance of $5,000 or more, you'll get a 0.50% loan rate discount; $2,500 to $4,999 and your discount is 0.25%.

More Information

Calculate how much you will earn with

Online Financial Calculators

Teachers Advantage Line of Credit

Overdraft Protection
Application  |  Rates

Avoid Bounced Checks

Have you ever worried about bouncing a check due to insufficient funds in your account? TEACHERS' Advantage Line of Credit can provide your checking account with overdraft protection whenever you need it.

You can protect your account from overdrafts, thereby eliminating the costly fees for returned checks. Overdraft protection is an inexpensive, worry-free way to insure your checks won't be returned due to insufficient funds.

TFCU offers overdraft protection from your Share Savings account (limit six electronic transfers per month) or a TEACHERS' Advantage Line-of-Credit. A TEACHERS' Advantage Line-of-Credit offers qualified applicants a $20,000 maximum line.

You can access your line-of-credit via your checking account, also withdrawals (up to $500 per day) from your available balance can be made at any of TFCU's ATMs. You can also transfer available funds from your line-of-credit to your checking or savings account by using our Telephone Banking service or Online Banking.

Avoid the embarrassment and cost of bounced checks, apply online for your TEACHERS' Advantage Line-of-Credit today!