Avoid Bounced Checks
Have you ever worried about bouncing a check due to insufficient funds in your account? TEACHERS' Advantage Line of Credit can provide your checking account with overdraft protection whenever you need it.
You can protect your account from overdrafts, thereby eliminating the costly fees for returned checks. Overdraft protection is an inexpensive, worry-free way to insure your checks won't be returned due to insufficient funds.
TFCU offers overdraft protection from your Share Savings account (limit six electronic transfers per month) or a TEACHERS' Advantage Line-of-Credit. A TEACHERS' Advantage Line-of-Credit offers qualified applicants a $20,000 maximum line.
You can access your line-of-credit via your checking account, also withdrawals (up to $500 per day) from your available balance can be made at any of TFCU's ATMs. You can also transfer available funds from your line-of-credit to your checking or savings account by using our Telephone Banking service or Online Banking.
Avoid the embarrassment and cost of bounced checks, apply online for your TEACHERS' Advantage Line-of-Credit today!