Share Secured Loans
TFCU can provide you with the cash you need... FAST! With a Share Secured Loan, borrow up to 100% of the available shares on deposit in your primary Share Savings Account*.- Variable interest rate, adjusted quarterly - Share Rates
- Rate is equal to the dividend rate paid for the prior quarter for regular share savings accounts, plus 2.50%, rounded to the nearest quarter percentage point
- Terms up to 120 months are available
** Visit any of our convenient branch locations **
*NOTE: Shares on deposit in a Custodial, Guardianship, Estate, or Living Trust Account may not be pledged as collateral for a Share Secured Loan.
Certificate Secured Loans
With a Certificate Secured Loan, borrow up to 100% of the face amount of your Share Certificate*.- Fixed interest rate equal to 2.50% above the certificate rate, rounded to the nearest quarter percentage point - Certificate Rates
- The loan term may not exceed the maturity date of the certificate
- Only certificates with a 6 month term or more may be pledged as collateral
** Visit any of our convenient branch locations **
*NOTE: IRA Certificates or Certificates on deposit in a Custodial, Guardianship, Estate, or Living Trust Account may not br pledged as collateral for a Certificate Secured Loan.
