Search | Contact Us | Join Us! | Online Banking

Expanded Loan
Call Center Hours

24-Hour Lending - 24/7 Loan Information & Applications

24/7 Loan Information & Applications

Equal Housing Lender

Condominium Financing

Fixed or Adjustable 3/1, 5/1, 7/1, 10/1
Application  |  Rates

Maximum loan amount: $417,000

    Maximum loan to value ratio:
      Purchase
      • 90%
      • 80.01% up to 90% - add .125% to the posted fixed rate
      Refinance
      • 80.01% up to 90% (No cash): add .125% to the posted fixed rate
      • 80.01% up to 90% (With Cash): add .875 to the posted fixed rate
      • 70.01% up to 80% (With Cash): add .50% to the posted fixed rate
      • 70% (With Cash)
    Term:
  • 15-30 years
    Closing Costs:
  • Estimated at 3% of the amount you borrow for attorney fees, title insurance, mortgage, recording fees
  • .25% commitment fee.
  • We will require funding of an escrow account for the payment of Real Estate Taxes, Homeowners insurance, Flood Insurance (if applicable), and Private Mortgage Insurance (if applicable).
    Rate Lock-Ins:
  • Closing rate is set 48 hours prior to closing if a lock-in has not been selected
  • 30 day rate lock: ½ point, non refundable fee
  • 60 day rate lock: 1 point, non-refundable fee
  • 90 day rate lock: 1 ½ points, non-refundable fee