Current rates and terms:
| Holiday Loan Rates | |||
| Term (months) | APR* with Automatic Payment Discount |
||
| Up to 12 | 10.00% | ||
| 13 - 24 | 10.49% | ||
| 25 - 36 | 10.90% | ||
| 37 - 48 | 11.40% | ||
- Rates as low as 10.00% APR*
- Borrow up to $12,500**
- Defer payment until February 2007***
- Take up to 4 years to repay
- Offer expires December 31, 2006
| Sample Loan Amount |
12 Months 10.00% |
24 Months 10.49% |
36 Months 10.90% |
48 Months 11.40% |
| $5,000 | $439.70 | $231.92 | $163.51 | $130.24 |
* APR: Annual Percentage Rate. Rates are available for loans with Preauthorized Debit from TFCU Savings or Checking Account. Loan Rates without automatic payments will be .50% higher than those displayed. Applicants not approved at these rates or terms may be offered credit at a higher rate and/or different terms.
** New and existing loan balances cannot exceed an aggregate total of $12,500. Offer expires on December 31, 2006.
*** Monthly payments deferred until February 2007 will have interest accruing from the day the loan is disbursed. This deferment will affect monthly payments and finance charges.
