TFCU makes borrowing easy. Loan pre-approval, payroll deduction, phone-a-loan service, on-line applications and competitive interest rates make TFCU the place to finance all your vehicle needs.
New Auto Loans feature:
- Terms up to 60 months
- A 72 month term is available on automobile purchases of $10,000 or more
- 84 month term, $20,000 or more
- 96 month term, $30,000 or more
- Full Financing (purchase price not to exceed MSRP/ NADA Retail plus sales tax and extended warranty)
- Extended warranty purchase available
- Low payment "balloon" financing available - up to 60 months
- Not eligible for Auto Transfer or Educated Choice discounts
Used Auto Loans feature:
- Terms up to 60 months
- Maximum vehicle age five years
- A 72 month term is available on loan requests of $10,000 or more
- Full Financing (purchase price not to exceed NADA retail value plus sales tax and extended warranty)
- Extended warranty purchase available
- Low payment "balloon" financing available (subject to vehicle age restrictions)
RV Loans feature:
- A 61 to 72 month term (New**/Used), minimum loan of $10,000.
- A 73 to 84 month term (New**/Used), minimum loan of $20,000.
- A 85-96 month term (New Only), minimum loan of $30,000.**
- A 97-144 month term (New Only) is available with 80% financing, minimum loan of $35,000.**
** Not eligible for Auto Transfer or Educated Choice discounts
Calculate how much you will earn with
Auto Buying Service for
New & Used cars
A 3-minute call can save you money.
New and Used Auto Refinances
- Must be within the first 24 months of loan origination
- Cannot exceed existing term of loan being refinanced
- New and Used auto rates apply
- Not eligible for sale or promotional rates

Become an
Educated Choice
Member
Maintain a combined minimum deposit balance of $5,000 or more, you'll get a 0.50% loan rate discount; $2,500 to $4,999 and your discount is 0.25%.
More Information