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Educated Choice Discounts Educated Choice Discounts   

If you have a combined minimum average monthly deposit balance of $2,500, or more in your TFCU deposit account(s), you can take advantage of a package of benefits designed to save you money.
New Online
Check Deposit Service

for Educated Choice Members More information

BENEFITS GOLD LEVEL PLATINUM LEVEL
Combined Minimum Deposit Balance $2,500 $5,000
Consumer Loan Rate Discount** .25 .50
VISA Credit Card Rate Discount .24 .48
Mortgage Closing Cost Discount $100 $200
Share Draft Orders (Basic Design)
Platinum Level Only
At Cost Free (shipping & handling not included)
Charge For Off-Site ATM Transactions* Free Free
Non-TFCU ATM Surcharge Fee Rebate N/A Up to
$5 per month
Overdraft Transfer Fee $6 Free
Funds Available on Check Deposits Standard Hold Up to $1,000
VISA Gift Card Purchase 10
per calendar year
10
per calendar year
Travelers Checks Free Free
Money Orders Free Free
Official Checks Free Free
Bond Coupon Redemption Free Free
Account Transcripts at Branch Free Free
Domestic Wire Transfer 3 Free per Year 6 Free per Year
Copy of Paid Draft 3 Free per Year 6 Free per Year
Below Minimum Average
Balance Monthly Fee
$8 $10

Discount applies to all Visa cards;
does not apply to existing consumer loans.

* Fee may be charged by non-TFCU ATM owners
** Select Consumer Loan programs