- a. Online Mortgage Application
ORb. Fannie Mae 1003 Mortgage Application (PDF Format)
- Borrowers Authorization (PDF Format)
- Acknowledgement of Lock-in Options (PDF Format)
- Floating Rate Agreement (PDF Format)
- $60.00 non-refundable application fee.
- Appraisal Fee (non-refundable) at the time of application. This fee may not cover entire cost of the appraisal. Any remaining balance will be collected at closing.
- Proof of Income:
- Salaried Borrowers - One (1) Year W-2 () and CURRENT paystub for EACH applicant.
- Self-Employed Borrowers - Include CURRENT and PREVIOUS years
() tax returns with schedules attached. - Retirees - Submit Social Security Award Letter, Pension Award Letter, or 1099's and One (1) month Bank Statements verifying Direct Deposit.
- Copy of Deed (Copy of Stock Certificate & Lease Agreement for Co-op) - REFINANCE ONLY
- Copy of Guarantee Survey - REFINANCE ONLY
- Certificate of Occupancy for all structures and improvements - REFINANCE ONLY
- Complete Cooperative Project Questionnaire Form w/ Financials - for CO-OPs
- Executed Contract of Sale
- 2 consecutive months bank statements showing funds available for closing
- Copy (front & back) of cancelled Down Payment Check
In addition to the above, PURCHASE Applications MUST include:
