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Share Certificate Accounts

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If you're interested in a worry-free investment, a Teachers Federal Credit Union Share Certificate may be right for you.

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Terms

Lock in an interest rate for the full term of your certificate.*
Terms from 90 days to 60 months.

*Penalty may be imposed for early withdrawal.

Minimum Balance

Minimum deposit: $1,000.

Dividends

Dividends on all Share Certificates are compounded daily. With the exception of the 90 day Share Certificate, members have the option of electing to have dividends paid to them monthly or quarterly. Dividends on the 90 day Share Certificate will be paid at maturity.

Jumbo Certificates

Minimum deposit: $100,000.

Insurance

Your savings are federally insured to at least $100,000 and backed by the full faith and credit of the National Credit Union Share Insurance Fund (NCUSIF).

    Penalties on Withdrawals Prior to Maturity of Share Certificates

  • Terms of ONE YEAR OR LESS, the penalty for premature withdrawal will be the lesser of the following: all dividends earned since date of issuance or 180 days dividends.
  • Terms of MORE THAN ONE YEAR, the penalty for premature withdrawal will be the lesser of the following: all dividends earned since the date of issuance or 270 days dividends.
  • Note: Partial withdrawals from Share Certificates are not permitted. All Share Certificates must be redeemed in full.